New Money Time Deposits

If you are a new client and this is your first deposit, or you are an existing client depositing a new amount of money, Citi International Personal Bank's new money Time Deposits offer you competitive rates of interest.

Choose from three or six month terms and save your money in the popular currencies of US Dollars, Sterling or Euros.

See our new money Time Deposit rates (20kb)

Standard Time Deposits

Our Standard Time Deposits are available to those with funds already held in a Citi International Personal Bank account, and offer a fixed rate of return at attractive rates of interest.

We also provide a roll-over feature for those with existing Time Deposits, who want to keep their money secure and roll-over their capital and/or interest into the same Time Deposit.

Time Deposit standard rates are available in the following currencies:

Australian Dollars (AUD)		Israeli Shekels (ILS)		Swiss Francs (CHF)
Canadian Dollars (CAD)		Russian Rubles (RUB)		Turkish Lira (TRY)
Euro (EUR)		Sterling (GBP)		United Arab Emirates Dirham (AED)
Hong Kong Dollars (HKD)		Swedish Krona (SEK)		US Dollars (USD)

See our standard Time Deposit rates (52kb)

Why clients like Time Deposits

Time Deposits are attractive to our clients for a number of reasons.

Secure savings

With both the New Money and Standard Time Deposits your money is secure, plus you can take advantage of competitive interest rates.

A range of options

You also have the option to choose different accounts for your initial sum invested and the interest received to be paid into. Plus you can roll-over your Time Deposits into a new deal on maturity or benefit from even higher rates of interest when you deposit new money into the Bank.

Foreign Exchange benefits

You can hedge currency fluctuations using our Foreign Exchange Forwards which allow you to pre-determine your exchange rate on maturity of your Time Deposit.

Who do they suit?

• All savers and investors can benefit from a Time Deposit whether they are risk-averse investors who want a secure home for their money, or aggressive investors needing a holding pot for their funds in between investments
• Anyone who wants to keep their wealth safe and protected, while earning a guaranteed good rate of interest
• Those who want to save their money in a choice of up to 12 currencies
• Those who can keep their money in the Time Deposit for the agreed duration - although you can withdraw your money early if you need to, subject to an early termination fee
• Any client who can invest the minimum amount of US$20,000 or currency equivalent

How to get one

Existing clients can open a Time Deposit via your Relationship Manager or via Citibank Online; or you can join Citi International Personal Bank and easily access these secure savings products.