Home | Credit Cards | Citi Life Gold

Fees and Charges

Annual Membership* is AED 300

Retail Interest Rate per month is 3.25%

Overview

Rewards

Citi Rewards Program

As a Citi Life cardmember you will automatically be enrolled into the Citi Rewards Program with which you can earn and redeem CitiDollars for a host of amazing redemption options which have been created keeping your needs in mind.

Collect CitiDollars

Through the Citi Rewards Program, collect 1.5 CitiDollars on every AED of purchase

Redeem your CitiDollars

From redemption for merchandise, instant rewards like booking your travel itinerary with your CitiDollars, the Citi Rewards Program will truly provide an unmatched rewards experience. Kindly find below the redemption options you can enjoy through the Citi Rewards Program

Points Transfer

With the Citi Dollars Transfer Program, you can enjoy the benefits of converting your earned CitiDollars to any of the following loyalty programs, Club Apparel Loyalty Program or Jumeirah Sirius membership from Jumeirah Hotels and Resorts

Annual Membership Fee* Reversal

If you wish, you can redeem your Citi Dollars to cover the annual membership fee* for your Citi Life Credit Card.

Gift Vouchers/ Cards

Get Gift Vouchers/ Cards from an extensive array of travel and entertainment partners when you redeem your CitiDollars

Benefits

Dining Privileges

Gourmet Pleasures from Citi is our mouthwatering dining program. Enjoy up to 20% discount at select restaurants. Browse through the whole selection now.

Click for more

Travel Privileges

Citi has partnered with leading travel providers to bring offers on airline tickets, hotel stays, car hire and more.

Click to book

Supplementary Cards

Get up to 5 supplementary cards for your family members. You don’t have to pay any additional fee and can choose the spending limit on each card.

Click to apply

Services

Automatic Account Alerts

To stay informed about your account activity, set up alerts, we'll remind you about your balance levels, payments due, or when you go over your credit limit and every purchase made with your card through the Citibank Alerting Service.

Monthly Bill Payment

If you hold an account with Citi, please visit www.citibank.ae and pay through Citibank Online; or make a deposit at a Citi ATM. We now accept payments even without your Citi Credit Card. Visit www.findmyciti.com/ae to see ATM locations.

For all services click here

Rewards

What your rewards can get you

Shopping vouchers across merchants in the UAE

Transfer your CitiDollars to Apparel group points

Transfer your CitiDollars to Jumeirah Sirius points

Annual membership fee* reversal

Shopping vouchers across merchants in the UAE

Transfer your CitiDollars to Apparel group

and redeem at leading stores. Each 100 AED store voucher is worth 15,000 CitiDollars

Transfer your CitiDollars to Sirus points

for complimentary stays, dining or spa experiences at Jumeriah Hotel. 150 CitiDollars are 1 Sirus point

Annual membership fee* reversal

Shopping vouchers across merchants in the UAE

AED 100

22,500

CitiDollars
Required
AED 100

23,100

CitiDollars
Required
AED 100

21,800

CitiDollars
Required
AED 100

22,200

CitiDollars
Required
AED 100

21,800

CitiDollars
Required
AED 100

22,200

CitiDollars
Required
AED 100

22,300

CitiDollars
Required
2 Meals

7,100

CitiDollars
Required

ELECTRONICS
JEWELLERY
SHOPPING
TRAVEL & LEISURE
FURNITURE
DAILY RELEVANCE

How to redeem vouchers

Select the 'Accounts'
tab on the top menu

Select your
Citi Life Credit Card

Click the 'View Rewards' link near the card image

Click on 'Rewards Catalog', choose 'Gift', 'Select all' and confirm

You will see a list of items against which you can use your CitiDollars

Select a voucher of your choice and the quantity of your choice and 'Add to Cart'

The shopping cart on the right of the screen will show all items selected, if this is fine, click 'redeem now' to proceed

You should receive the voucher through courier within 10 working days.

Transfer your CitiDollars to Apparel group

You can redeem for vouchers at our merchants partners shown below:

Click for more

To redeem your CitiDollars for Club Apparel points please click here

Transfer your CitiDollars to Sirus points

Transfer your CitiDollars to Jumeirah Sirius points for complimentary stays, dining or spa experiences at Jumeirah Hotel.

You can transfer your CitiDollars to the Jumeirah Sirius recognition and rewards program and enjoy the very best experiences that Jumeirah Hotels, Resorts & Residences present across the world. Enjoy room nights stay for as low as 5,000 Jumeirah Sirius points per night or spend 1,500 Jumeirah Sirius points to get an AED 100 voucher, which can be used for dining or spa sessions.

Some examples of what you can get:

Superior Room in Jumeirah Creekside Hotel

7,700

Sirius points
equired
Ocean Deluxe room in Jumeirah Beach Hotel

10,600

Sirius points
Required
Deluxe Double room with Sea View in Jumeirah Zabeel Saray

13,000

Sirius points
Required
Voucher in Jumeirah Restaurants across UAE AED 100

1,500

Sirius points
Required
One day beach access at Jumeirah Beach Hotel

3,700

Sirius points
Required
Voucher in Wild Wadi AED 250

3,750

Sirius points
Required
Voucher in Jumeirah Spa AED 100

1,500

Sirius points
Required
Airport transfer to Madinat Jumeirah

5,500

Sirius points
Required
Deluxe room outside of UAE starting from

4,200

Sirius points
Required

To redeem your CitiDollars for Jumeirah Sirius points please click here

Annual membership fee* reversal

You can even use your CitiDollars to get an AMF reversal.

Annual Membership Fee*
Reversal of AED 50

11,125

Reward Miles/Points

Annual Membership Fee*
Reversal of AED 100

22,250

Reward Miles/Points

How to get an AMF reversal

Select the 'Accounts'
tab on the top menu

Select your
Citi Life Credit Card

Click the 'View Rewards' link near the card image

Click on 'Rewards Catalog', choose 'Gift', 'Select all' and confirm

You will see a list of items against which you can use your CitiDollars

Select the AMF reversal code and the AMF value for which you would like a reversal and 'Add to Cart'

The shopping cart on the right of the screen will show all items selected, if this is fine, click 'redeem now' to proceed

You should receive the statement credit within 5 working days. You can only get an AMF reversal only up to the AMF amount that has been billed to you.

Disclaimer

*5% VAT applicable over and above the annual fee

Citi Life Offer Terms and Conditions apply. For details, click here
Citi Life Program and Citibank Terms and Conditions apply. For details, click here.
Citibank and Partners Terms and Conditions apply, are subject to change and are available upon request. For the current Citibank Terms and Conditions, please visit our Website www.citibank.ae
Citibank N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partner(s)/other entity(ies).

Credit Cards

CITI LIFE GOLD CREDIT CARD

A world of benefits on one card.

Fees and Charges

Rewards

Citi Rewards Program

Collect CitiDollars

Redeem your CitiDollars

Points Transfer

Annual Membership Fee* Reversal

Gift Vouchers/ Cards

Benefits

Dining Privileges

Travel Privileges

Supplementary Cards

Services

Automatic Account Alerts

Monthly Bill Payment

What your rewards can get you

AED 100

22,500

AED 100

23,100

AED 100

21,800

AED 100

22,200

AED 100

21,800

AED 100

22,200

AED 100

22,300

2 Meals

7,100

How to redeem vouchers

Transfer your CitiDollars to Jumeirah Sirius points for complimentary stays, dining or spa experiences at Jumeirah Hotel.

7,700

10,600

13,000

1,500

3,700

3,750

1,500

5,500

4,200

Annual membership fee* reversal

How to get an AMF reversal

Disclaimer