Setting your goals
- How much accessible cash and savings do you need to keep in reserve to pay for any unplanned expenses?
- Do you want to save for your child's education or other future personal investments?
- Do you want to make additional provisions for your retirement?
Are there any scheduled expenses in the future you want to plan for now?
Are there any dreams you wish to save for? Or do you want your wealth to grow over the long term?
Defining your goals
- Your financial goals over the short, medium and long term should always form the starting point of any financial decisions you take.
- Your Relationship Manager will work with you and develop your personal investment strategy based on your individual goals.
Defining your risk profile
- Whilst determining your goals is important, it is equally important to understand how much risk you are willing and able to take as this affects your potential returns as well as the protection of your capital.
- Using Citi's proprietary client profiling questionnaire, your Relationship Manager will guide you to define your risk profile based on a number of criteria.
Together with your goals, and the length of time you are willing to hold your investments, your risk profile forms the basis of your individual overall investment strategy.
