| CONTENTS | 3 |
| WELCOME | 4 |
| TREASURY PRIORITIES: SUPPORTING GROWTH, MANAGING CONTINGENCIES | 6 |
| HOW SMART CASH MANAGEMENT COULD SAVE YOUR BALANCE SHEET | 12 |
| GLOBAL REGULATORY OUTLOOK: WHAT CORPORATE LEADERS NEED TO KNOW IN 2015 | 16 |
| EXPORT CREDIT AGENCIES SUPPORT THE VOLATILE ENERGY INDUSTRY | 20 |
| OPTIMIZING LIQUIDITY IN A SHIFTING WORLD | 24 |
| SMARTER, BETTER OUTCOMES FOR CORPORATES DRIVING SSC ADOPTION IN EMEA | 28 |
| THE BEATING HEART | 32 |