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Featured Cards

Sears Card®

Sears MasterCard®

Sears Home
Improvement AccountSM

Sears Card® Sears MasterCard® Sears Home Improvement Account
Terms & Conditions
Get Details & Apply
Terms & Conditions
Get Details & Apply
Learn More

Best for:

Great Deals, convenient, monthly payments and access to over 1,000 brand names. Monthly savings, special offers & the power of a MasterCard® credit card. Large, installed Sears home improvement purchases.

How to apply:

Online & In Store
Get Details & Apply
Online & In Store
Get Details & Apply
Contact Sears Home Services to get a home improvement estimate and learn more 1-800-469-4663

Where to Use

Sears, Kmart, Sears.com and Kmart.com Checkmark Checkmark
Anywhere MasterCard® credit cards are accepted Checkmark
On large, installed Sears purchases and home improvements Checkmark

Special Offers

Advanced notice of Sears sales events1 Checkmark Checkmark Checkmark
Monthly Savings2 Checkmark Checkmark
Special Financing Offers Checkmark Checkmark Checkmark

Account Benefits

Online Services including account management, online only statements, account activity and payments Checkmark Checkmark Checkmark
Additional users at no additional cost Checkmark Checkmark Checkmark
Temporary Shopping Pass at Sears and Kmart you forget your card3 Checkmark Checkmark

Protection & Security

$0 Liability on unauthorized purchases Checkmark Checkmark Checkmark
Citi Identity Theft Solutions Checkmark Checkmark Checkmark

Card Terms

No Annual Fee5 Checkmark Checkmark Checkmark

Sears Card®

Sears MasterCard®

Sears Home
Improvement AccountSM

How to apply:

Online & In Store
Get Details & Apply
Online & In Store
Get Details & Apply
Contact Sears Home Services to get a home estimate and learn more 1-800-469-4663

1 When you provide a current and valid email address and opt in to receive electronic communications

2 Advance notice for cardmembers who provide a current and valid email address

3 I.D. required. Sears and Kmart stores only.

4 Sears MasterCard® Card — New Account
As of 6/11/15 the APR for purchases and balance transfers is 25.24%, and the APR for cash advances is 27.15%. These APRs will vary with the market based on the Prime Rate. The Minimum Interest Charge is $2. The cash advance fee is 5% of each transaction; minimum $5. The balance transfer fee is 5% of each transaction, minimum $10. The transaction fee for foreign purchases is 3% of each purchase transaction in U.S. dollars. See card agreement for details.

Sears Card® — New Account
As of 6/11/15, the APR for purchases is 25.24% and the APR for cash advances is 27.15%. These APRs will vary with the market based on the Prime Rate. The Minimum Interest Charge is $2. The cash advance fee is 5% of each transaction; minimum $5. See card agreement for details.

Sears Home Improvement AccountSM— New Account
As of 6/11/15, the APR for purchases is 14.40% or 18.40% based on your creditworthiness. These APRs will vary with the market based on the Prime Rate. The Minimum Interest Charge is $2. See card agreement for details.