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Featured Cards

Sears Card®

Sears MasterCard®

Sears Home
Improvement AccountSM

Sears Card® Sears MasterCard® Sears Home Improvement Account
Terms & Conditions
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Best for:

Great Deals, convenient, monthly payments and access to over 1,000 brand names. Monthly savings, special offers & the power of a MasterCard® credit card. Large, installed Sears home improvement purchases.

How to apply:

Online & In Store
Apply Now
In Store
Find a Store
Contact Sears Home Services to get a home improvement estimate and learn more 1-800-469-4663

Where to Use

Sears, Kmart, Sears.com, Kmart.com, Lands End, and more Checkmark Checkmark
Anywhere MasterCard® credit cards are accepted Checkmark
On large, installed Sears purchases and home improvements Checkmark

Special Offers

Advanced notice of Sears sales events1 Checkmark Checkmark Checkmark
Monthly Savings2 Checkmark Checkmark
Special Financing Offers Checkmark Checkmark Checkmark

Account Benefits

Online Services including account management, online only statements, account activity and payments Checkmark Checkmark Checkmark
Additional users at no additional cost Checkmark Checkmark Checkmark
Temporary Shopping Pass at Sears and Kmart you forget your card3 Checkmark Checkmark

Protection & Security

$0 Liability on unauthorized purchases Checkmark Checkmark Checkmark
Citi Identity Theft Solutions Checkmark Checkmark Checkmark
MasterCard® Purchase Assurance4 Checkmark

Card Terms

No Annual Fee5 Checkmark Checkmark Checkmark

Sears Card®

Sears MasterCard®

Sears Home
Improvement AccountSM

How to apply:

Online & In Store
Apply Now
In Store
Find a Store
Contact Sears Home Services to get a home estimate and learn more 1-800-469-4663

1 When you provide a current and valid email address and opt in to receive electronic communications

2 Advance notice for cardmembers who provide a current and valid email address

3 I.D. required. Sears and Kmart stores only.

4 Purchase Assurance coverage is underwritten by Virginia Surety Company, Inc. Certain conditions, restrictions and exclusions apply. Details of coverage will be provided upon cardmembership.

5 Sears MasterCard® card — New Account
As of 12/07/2012, the APR for purchases is 25.24%, and the APR for cash advances is 27.15%. These APRs will vary with the market based on the Prime Rate. The Minimum Interest Charge is $2. The cash advance fee is 5% of each transaction; minimum $5. The transaction fee for foreign purchases is 3% of the U.S. dollar amount of each purchase made outside the U.S. See card agreement for details.

Sears Card® — New Account
As of 12/07/2012, the APR for purchases is 25.24% and the APR for cash advances is 27.15%. These APRs will vary with the market based on the Prime Rate. The Minimum Interest Charge is $2. The cash advance fee is 5% of each transaction; minimum $5. See card agreement for details.

Sears Home Improvement AccountSM— New Account
As of 12/07/2012, the APR for purchases is 14.40% or 18.40% based on your creditworthiness. These APRs will vary with the market based on the Prime Rate. The Minimum Interest Charge is $2. See card agreement for details.