Automatically fund your local subsidiaries from centralized treasury accounts, based on set funding targets, with Citi Target Balancing Accounts. Track intercompany loan positions and transfer pricing with a streamlined, integrated reconciliation process. Optimize the value of your cash by using real-time sweep transactions to move funds late in the day to cover overdraft positions created by local payment activity.
With Citi Cross-Currency Sweeps, minimize the use of local, non-functional currency to automate the funding of local currency payments from a central functional currency account.
Leverage Virtual Accounts to provide cash funding for on-behalf-of (OBO) treasury payments. Comprehensive capabilities, including intercompany loan tracking, deliver a fully streamlined process.
Use Liquidity Sharing to allow intercompany funding of payment obligations. Liquidity Sharing clears payments more efficiently using cash pools instead of funds from individual accounts.
Increase control over your cash and its deployment with Target Balancing and Multi-bank Target Balancing, which automatically concentrates cash across multiple banks and transfers it into your Citi account for greater visibility and control of funds.
Leverage Single-Currency to minimize overdraft costs and fund operating obligations. In addition, use Multi-Currency Notional Pools and Cross-Currency Sweeps to optimize currency management through greater control and centralization.
Rationalize bank account structure and increase efficiencies with Virtual Accounts, which automatically concentrate cash in centralized Virtual Account headers while virtually segregating cash into separate accounts for payment and collection activities and reporting.
Digitized and fully automated, CitiDirect BE® Cash Concentration provides 24/7 online access to global views of pooling structures that include multi-bank target balancing, notional pooling, target balance accounts and customized liquidity structures. In just a few clicks, you can change how cash pools operate, or update parameters such as transfer pricing and inter-account lending limits.
Powerful reporting and analytics tools in CitiDirect BE deliver historical and real-time information on account structures across your entire organization, providing critical visibility into your cash positions.
CitiDirect BE Liquidity Manager provides full transparency through enterprise-wide visibility of global financial information, aggregated within a single service to help you manage liquidity and risk more effectively.
Reduce your FX exposure and mobilize cash in the right amount and currency while making liquidity deployment more efficient and transparent with Citi’s Cross-Currency Sweeps. A variety of sweep features include frequency, amount, and sweep conditions, providing the control you need to optimize investment and working capital strategies.
Present in 98 markets and transacting in 144 currencies, Citi leverages its local expertise in markets across its network to help companies understand local regulatory requirements for the cross-border movement of funds.
Citi® Interest Optimization (CIO) delivers a higher yield by notionally aggregating your Citi balances across countries, currencies and accounts. CIO can factor in balances from different deposit structures such as non-interest bearing accounts, interest bearing accounts, investment sweeps and earning credits rate accounts. CIO achieves higher interest rate efficiency on cash across various jurisdictions.
Time Deposits offer the benefit of a fixed-rate deposit that generally delivers higher yields than overnight automated deposits. Investment options include maturities from overnight to five years, at competitive rates. With automatically extending maturities, Minimum Maturity Time Deposits eliminate the operational burden of reinvesting maturing funds, while offering enhanced yields relative to time deposits of equivalent maturities.
Citi Earnings Credit Rate accounts earn soft-dollar credits that can be used to offset local or global Citi transaction fees. Organizations can earn competitive rates on idle cash and reduce expenses, unlock trapped cash and distribute credits across global positions to optimize operating performance.
A global investment portal, Citibank Online Investments (OLI) offers a wide variety of short-term investment options in over 30 countries and 18 currencies.
OLI for Money Market Funds
Invest in a diversified portfolio of high-quality, short-term instruments.
OLI for Time Deposits
Invest surplus cash in Time Deposits across multiple currencies and tenors, all online from a single application.
Citi’s Liquidity and Investment Desks provide a central point of contact to facilitate investment transactions in every major region: NAM, LATAM, EMEA, and APAC. Citi investment experts offer personalized service, real-time market updates and trade execution support. Regional desks in New York, Dublin and Singapore are also supplemented by local desks in over 20 countries.
Linked to your liquidity structure, Citi's Automated Investments ensure that your balances are optimally invested every day.
Citi’s Interest Bearing Demand Deposit Accounts provides attractive returns on balances, paying competitive overnight rates. Large accounts may be coupled with Citi’s bracketing feature to provide clients with greater control on their investment yield.
Biometric authentication of a face or fingerprint scan enhances CitiDirect BE® login security while providing a faster, more convenient login experience.
As new technologies emerge and new regulations are introduced, Citi can offer strategic insights tailored to the needs of your business model. Our Treasury Advisory Group can enhance your competitive advantage with expert advice on centralization structures, treasury diagnostics and benchmarking, working capital optimization, and industry best practices.
The global regulatory environment is becoming more complex, with new tax initiatives and reporting standards adopted by many of the countries in which Citi TTS does business. To help our clients understand and comply with these new initiatives in a timely and accurate way, we’ve provided an online resource with helpful tools, information, forms and FAQs.
Rationalize bank account structure and increase efficiencies with Virtual Accounts, which automatically concentrate cash in centralized Virtual Account headers while virtually segregating cash into separate accounts for payment and collection activities and reporting.
As new technologies emerge and new regulations are introduced, Citi can offer strategic insights tailored to the needs of your business model. Our Treasury Advisory Group can enhance your competitive advantage with expert advice on centralization structures, treasury diagnostics and benchmarking, working capital optimization, and industry best practices.
Citi’s Client Relationship Insights provides data-rich analytics on treasury and commercial flows to predict future changes in treasury activities and accelerate adoption of innovation in working capital management.
Extending from Dublin to London, Singapore and Israel, Citi’s global network of Innovation Labs conducts rapid research, experimentation and prototyping of next-generation solutions that harness technologies such as AI and machine learning to resolve business challenges and elevate the client experience.
