Citi Perspectives 2024 Corporates Edition

| 21 Beyond Treasury Efficiency: How instant payments can power business operations Enhancing the payments experience for corporates and customers Citi through its extensive global network has the ability to offer: Direct Access to Clearing Direct access to domestic instant payments schemes with a payments reach of more than 65 countries Integrated Experiences A digital payment experience can power clients to transform their business models and accelerate revenue growth Extensive Cross-Border Reach Cross-border instant payments to 41 countries; UK, Singapore, India, Thailand, Mexico, Canada and the 36-country SEPA zone Expanded Payment Reach Support for payments to wallets and cards in addition to instant payments — expand solutions to payee preferred endpoints. Thomas Swenson Domestic and Cross- Border Payments Product Commercialization, Citi Treasury and Trade Solutions Listen to this article As the use of instant payments continues to grow, companies that embrace this technology will be well-positioned to succeed in the years ahead by evolving their business models to meet their customers’ growing demand for instant experience .