2024 Fall Corporate Client Advisory Board Welcome Book

39 Michael Berkowitz North America Head of Liquidity Management Services and Commercial Bank Treasury Services, Citi Treasury and Trade Solutions Michael Berkowitz is a Managing Director with Citi’s Treasury & Trade Solutions (TTS) group within its Services organization, where he is Head of North America Liquidity Management Services and our TTS product offering for Commercial Banking clients. In this role, he and his team focus on building and providing liquidity management solutions and short-term investment strategies to corporations, financial institutions and public sector entities. In addition, Mr. Berkowitz focuses on the management of Citi’s North American balance sheet to ensure appropriate returns for the business and compliance with all regulatory requirements. Mr. Berkowitz has also previously managed Global Product Management and Development for Liquidity Management Services, and has held various roles across Payments, Channel Services and Global CashManagement and Strategy. Mr. Berkowitz has spoken at numerous industry conferences, including the Association for Financial Professionals (AFP) and National Association of State Treasurers (NAST.) Mr. Berkowitz joined Citi in 1999 as a member of the Salomon Smith Barney Energy Investment Banking group and has also worked in Citi’s Corporate & Investment Banking e-commerce Strategy group. Mr. Berkowitz holds a B.A. with Honors in International Relations fromBrown University, and a Certificate from the Institut d’Etudes Politiques (Sciences Po) in Paris.