Citi Perspectives Fall 2023: Transforming Treasury

Table of contents	2
Welcome	4
Leveraging AI: AI will personalize treasury and power datareadiness teams	6
Rethinking receivables: How receivables finance can support sales	11
The global payments transformation: Where next?	14
Setting course: Navigating the opportunities of the Middle East and Africa	22
The future is instant: How partnerships and purpose are driving Latin America’s payments revolution	28
Industry spotlight: Energy and chemical sectors managing treasury in uncertain times	33
Industry spotlight: How GoTo Group managed a blockbuster merger and the world’s largest tech IPO	36
Driving transformation: Enhancing the customer experience through the digitalization of payments	41

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