Cash management in 2022: digital and real-time treasury

structures is set to become the norm in 2022. Rule-based automated investments will be an area of attention for cash surplus treasurers in this pandemic where the market has been flushed with liquidity and there is a huge focus on yield improvements in the low-rate environment. Risk management: automation and intelligence Treasurers will continue to stress on real-time payments security and fraud risks by building front-end validations, fraud analytics and outlier behaviour monitoring tools. The risk management focus will become especially important as the amount thresholds for these payments and their adoption increases. There is also likely to be an increased adoption of cross-currency sweeps to manage both liquidity and FX risks in an automated manner. Several banks offer automated counterparty risk management support to their corporates by mobilising liquidity in excess of defined limits and basis rule-based priorities to other trusted banking partners. This multi-bank liquidity mobilisation tool usage is expected to become more real-time once the amount threshold of instant payments continues to be increased by regulators. This is expected to fuel cross-bank real-time funding of payments and investment automation while supporting with liquidity risk management. For more information visit : Institutional Clients Group (citi.com) 5 | treasurytoday © January 2022