The Future of Payments New York Washington, D.C. Paris Brussels London Moscow Frankfurt Cologne Rome Milan Hong Kong Beijing Buenos Aires São Paulo Abu Dhabi Seoul Top Global Firm Law360’s “Global 20” List of Preeminent Global Law Firms, 2011–2018 “‘They are able to explain complex matters in simple terms and listen to us to understand our business and our strategy going forward.’” Chambers Global “A ‘financial services powerhouse,’ Cleary Gottlieb has vast knowledge and practical experience within all the relevant regulatory issues affecting the industry coupledwith cross-practice integration and cross-geographic reach.” The Legal 500 U.S. Cleary has a proven track record for serving with innovation. For over 70 years, clients have entrusted us to handle their most challenging transactional, litigation, and regulatory assignments, including innovative deals, large corporate transactions, and high-profile disputes. We support every client relationship with intellectual agility, commercial acumen, and a human touch. And we have achieved consistent success in multiple jurisdictions.