TTS: The Consumer Sector & Role of Treasury

Fast moving consumer goods: Staying one step ahead 3 Supply Chain Finance (€3.9bn in scope, assuming 30 day extension) SCF unlocked €175mln Cards (€1.23bn+ in scope) Card rebate €1.56mln Total B2B cards benefit €3.4mln Dynamic Discounting (€1.23bn+ in scope, 8.4% APR) Discounts captured €6.9mln – 14.5mln EBITDA benefit Example: How data analytics can reveal opportunities to create efficiencies in the procure-to-pay cycle of a consumer sector company Overview of spend by buyer country Germany 34% USA 18% Switzerland 11% France 7% Japan 3% China 2% Italy 1% UK 1% Brazil 1% Spain 1% India 1% Others 20% Spend by credit rating (€mln) Spend by payment terms (€mln) AAA to AA- €89 €244 A+ to A- BBB+ to BBB- €768 Unrated €2,618 NI Grade €142 Company XYZ credit rating 0-15 €148 €240 16-30 31-45 €626 46-60 €1,079 Number of suppliers Spend per supplier