Citibank Clear Card

Thank you for your interest in Citibank Cards.

Please note that this form is to collect necessary data to make the application process easier. You still need to sign the completed application form and submit the required additional documents at the Citibank branch in Hagatna in order to complete this application.


TERMS AND CONDITIONS
Please read these important Terms and Conditions for the applicable rates, fees and cost information.
CITIBANK CLEAR CARD DISCLOSURE
Annual Percentage Rate (APR) for purchases 14.99%
Other APRs Cash Advance APR: 17.99%
Grace period for repayment of balances for purchases Not less than 21 days if you pay your total new balance in full each billing period by the due date.
Method of computing the balances for purchases Average daily balance (including new purchases)
Annual Fee None
Transaction Fee for Purchases made in a Foreign Currency 3% of the amount of each foreign currency purchase after its conversion into U.S. dollars

Transaction Free for cash advances 3% of the amount of each cash advance, $7.50 minimum.
Supplementary Card Fee None
Late fee: None
Over-the-credit-line fee: None


Rates, fees, and terms may change:

The important disclosure information contained here is accurate as of April 15, 2009. We may change the rates, fees, and terms of your account at any time for any reason. These reasons may be based on information in your credit report, such as your failure to make payments to another creditor when due, amounts owed to other creditors, the number of credit accounts outstanding, or the number of credit inquiries. These reasons may also include competitive or market-related factors. If we make a change for any of these reasons, you will receive advance notice and a right to opt out in accordance with applicable law. For changes made to the these disclosure information, please contact 24-hour CitiPhone at 477-2484 (Guam) or 1-866-688-2484 (US Mainland).