Indian Market Spotlight:

Businesses with global footprints expect their greatest near-term growth to come from Asia, with Indonesia named as a leading second-tier rapid growth market in the region. This creates opportunities for mid-sized Indonesian companies, as well as foreign businesses with or seeking a presence in Indonesia. To implement their expansion strategies, however, those companies need commercial banking solutions that can be scaled and customized to meet their specific needs for risk mitigation, cash management and cross-border financing. Citi Commercial Bank's unique combination of global reach and local expertise offers those solutions and provides clients with access to experienced, dedicated Relationship Managers in Indonesia's top trading partner countries, including China, Singapore, South Korea, the US, India and Malaysia.

"Our first transaction with Citi Commercial Bank (CCB) was in October 2012 when we received trade financing to accommodate the growth and increased demand in the bottled water industry. Aside from financing, CCB has benefitted our company by actively supporting us with Foreign Exchange and with Cash Management services. Our business continued to rapidly grow and by 2014 we felt the need to raise further bank financing to meet our customers' demands. We were originally in discussions with several banks to tap into the syndicated loan market. CCB then showed us how a major bank such as Citi can effectively integrate services, solutions, and financing with their international networks. CCB provided us with more attractive and compelling alternative funding through the participation of Financial Development Institutions."

PT Namasindo Plas ("Namasindo")

About Citi Commercial Bank Indonesia

Citi has been doing business in Indonesia for 47 years. Citi Commercial Bank (CCB) serves mid-sized businesses from offices in Jakarta, the capital city and national economic center; the seaport city of Surabaya, the main shipyard and trading port in East Java; Bandung, in West Java, the country's educational hub; and Medan, in north Sumatra, the commercial center of the region.

CCB Indonesia's service and solutions have earned recognitions from top industry publications, including:

Finance Asia, Best Foreign Commercial Bank, 2013 & 2014

Alpha South East Asia, Best Financial Institution, 2014

Global Custodian, Award of Excellence, Sub-Custody Category, 2014

Harapman Kasan

CCB Indonesia Country Business Head

Mr. Kasan has over 25 years of banking experience. In 2001 he joined Citi as the Director of the National Sales Head for Commercial Banking Group. In 2010 Mr. Kasan was entrusted with heading the Commercial, Corporate, Financial Institution and Financial Supply Chain business segments at one of Citi's Indonesian branches. Harapman Kasan rejoined Citi in November 2015 as Managing Director, Head of CCB Indonesia.

"Citi Commercial Bank Indonesia was established in 2006. Indonesia's growing economy has made our country a key driver in ASEAN. Flourishing regional and global trade has provided opportunities for our clients to thrive. 'Delivering financial solutions and fostering growth with our business partner' is our motto."

- Harapman Kasan