 |
|
|
|
|
| INSURANCE & ESTATE PLANNING |
|
|
WHY CITI?
- Citicorp Insurance Agency, Inc. (CIAI)* - an affiliate of Citibank, can help you evaluate your personal and business insurance needs in the context of your total personal and business financial needs.
- CIAI offers products from a variety of national insurance carriers, giving you a broader set of options.
- CIAI focuses on your long-term needs, not just the immediate ones, so an annual policy review by CIAI can help make sure your insurance coverage is up to date.
Term and Permanent Life Insurance, Long Term Care Insurance, and Disability Income Insurance
- Product options from term to permanent life insurance, long term care insurance and disability income from highly rated insurance companies.
- Products that fill a wide variety of needs:
- Income replacement
- Providing for mortgage, college tuition, final expenses
- Wealth transfer
- Retirement
- Charitable gift
- Insurance for Business
- Business Continuation: Methods to insure the smooth transition of a business due to retirement, disability or loss of business owner
- Business Buy-Sell agreement
- Entity Purchase Plan
- Cross Purchase Plan
- Key Employee insurance
- Employee Benefits: Programs to motivate and retain key employees
- Executive Bonus plan
- Restrictive Employee Bonus Agreement (REBA)
- Split Dollar Arrangements
- Supplemental Executive Retirement Plan (SERP)
- 412(i) Defined Benefit Plan
Insurance Products
- Not a deposit
- Not FDIC insured
- Not insured by any federal government agency
- No bank guarantee
- Variable products may lose value
* Citicorp Insurance Agency, Inc. is a licensed insurance agency. In the states where it does business it is known as Citicorp Insurance Agency, Inc. In Maryland, Virginia, and the District of Columbia it does business as Citicorp Insurance Agency of Delaware, Inc. In California, it does business as Citicorp Insurance Agency of California, Inc. #0B01347.
|
|
|
|
|
|
|
|
