Free access to CitiBusiness® Online allows you to maximize control and effectively manage all accounts
Select the checking product tailored to your needs based on your monthly level of transactions
Access your accounts when and how you want via check, ATM, telephone, and online
CitiBusiness Checking
Choose an account with no transaction limitations
Select an account that provides full account analysis and can be linked for access and statement purposes to other non-interest bearing and interest bearing accounts.
An Earnings Credit calculation can help to offset fees and charges.
CitiBusiness Interest Checking (Available to sole proprietors and not-for-profit businesses.)
Earn interest that is compounded daily on the available funds in the account.
Additional features may be added to the account (subject to application and approval) such as: CitiBusiness Safety Check and CitiBusiness Checking Plus®.
Security Deposit Accounts
Simplify the management and control of tenant security funds
Use of one central "Control" account allows you to oversee all of your individual tenant accounts
All account information is delivered in one monthly, consolidated statement
Overdraft Protection
Gives you immediate access to deposited funds
Business Checking Plus: A revolving line of credit tied to your checking account with a line up to $50,000
CitiBusiness Safety Check: Overdraft protection based on balances in linked accounts including CitiBusiness Savings and Money Market.
Choose the term that best suits your investment needs
Savings account allows for access to your funds via ATM, telephone and online
Link for price, access and statement benefits
Business Savings Account
Earn interest on your savings account.
Make deposits and withdrawals at any time.
Access funds by ATM, telephone or through CitiBusiness Online.
Arrange automatic transfers between your linked CitiBusiness savings and checking accounts.
Business CD Accounts
Interest can be paid monthly to your CD, checking, or savings. For CDs with terms of one year or less, interest can be deferred until maturity or credited to your CD each month. You can also have interest paid by check at the end of the term.
CD's renew automatically at maturity for the same term. If you don't want to renew your CD you have a 7-day grace period after the CD matures to let Citibank know, either verbally or in writing. CDs that are automatically renewed earn the interest rate in effect on the renewal date.
Choose from a variety of terms to meet your investment needs.
More convenient than checks and more secure than cash
No annual fee and no interest charges
Purchases appear on your monthly statement for ease of tracking
CitiBusiness Debit Card
Available to the signers of any business checking account that has a U.S. address and does not have a signature restriction (i.e. two signatures required) on the account
Allows for debit purchases wherever MasterCard® is accepted and at Point of-Sale transactions.
There is no monthly fee for the card(s).
Deposit-Only Card
Lets you designate an employee to make deposits for you without access to any other transactions
The Deposit-Only Card is issued in the name of your business
Provides one central "control" account and a virtual unlimited number of client accounts
All account information is delivered conveniently in one consolidated monthly statement
Ideal for business that need sub-accounting or that manage other client's funds
CitiEscrow® Account
Use of one central control account allows you to oversee all sub-accounts and simplify complex fiduciary accounting rules and procedures mandated by courts and state bar-associations.
Manage accounts of a client or beneficiary that must be segregated. Used specifically for attorneys, real estate managers, CPAs, and title companies.
Make deposits, write checks or transfer funds from either client or control accounts.
Provide the option for separate monthly client statements with account details to comply with complex fiduciary and regulatory requirements.
IOLTA/IOTA/IOLA (Interest on Lawyer Trust Account, et al)
These are interest bearing accounts that are available to attorneys and law firms that receive and disburse qualified client funds.
Pays interest compounded daily on available funds in the account.
CitiBusiness Online helps you control your business finances with an intuitive, user friendly approach to business banking on the internet
You don't have to change how you work today. As you learn about all of the powerful features of CitiBusiness Online, remember that you don't have to use them all. You can try just one or two, or as many as you want, any time you want. And, of course, you can use more as your business grows
View real-time cash positions from the office or on the road
Transact immediately with instant confirmation
Invest idle cash balances
Customized Solutions
Select only the features you need and scale up as your needs change
Tailor report formats
Download activity to your financial software
Secure
Restrict account access by defining user entitlements
Control the number of signers required for specific transactions
Security: 128-bit SSL encryption
Powerful Features
View and print online statements and check images
View today's account activity*
Access help screens, a glossary of terms, answers to frequently asked questions and step-by-step instructions
Up to 99 authorized users can access the system at one time
*A monthly fee applies for Today's Account Activity Information Reporting.
CitiBusiness.com is the source of information about domestic business-oriented financial services provided by the Citigroup family of companies. Citi is an equal opportunity lender. Citibank, N.A. Member FDIC.
