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Citi at Work. Benefits beyond banking

Products & Services

The Citibank® Account

A full service checking account
As an employee of Citi at Work Client Company, you can get a free checking account in the Citibank Account relationship package after you sign up for and receive Direct Deposit. Plus, you'll have access to other services including free online bill pay, a worldwide ATM network and 24/7 customer support.

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 FREE Checking With Rewards

How it Works

To enjoy

  • Free Checking
  • Free first order of checks
  • No fee for using non-Citibank ATMs1
  • No minimum monthly balance

You just need to enroll in Citi at Work by opening an account and sign up for Direct Deposit.

What you get

Rewards

  • ThankYou® Points every month if you have The Citibank Account and at least one other qualifying product or service.2

Convenience

Protection

Visit our e-mail fraud and security area to see how we protect you against fraud and how you can protect yourself.

How to take advantage of this offer

Step Step 1 Open an Account

You can open your Citibank Checking Account using one of these options:

To get started, make sure you have:

1. Social Security Number
2. Either a Valid Driver's License or a Valid State Identification Number

We'll also ask you for standard information like name, address and phone number.

Step Step 2 Enroll in Direct Deposit

Once your Checking Account is open, you can arrange for direct deposit through your company:

Once complete, you can give the form to your Human Resources department.

Exclusive Citi at Work Offer

Award winning online banking

Here are a few reasons why Forbes.com's Best of The Web chose Citibank Online as its favorite online banking site in its Spring 2005 issue:

  • FREE Online Bill Payment easy to set up and use.
  • Online Fraud Protection safeguards your deposit accounts.
  • E-mail and Wireless Alerts sends account updates to your cell phone or e-mail.
  • Paperless Statements and Check Images view your statement and checks online.
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ThankYou® Points

ThankYou Network is a no-fee rewards program that allows you to get points each month just for banking with us.

Each month, you get points based on a combination of three factors:

  • the type of checking account package you have and whether it's active (i.e., if at least one credit or debit transaction has been made from the enrolled account);
  • the number of products and services that you have and use; and
  • your Citibank debit card purchases.
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Free online bill payment

Citibank's free online bill payment service lets you pay virtually anyone in the U.S. You don't need checks just tell us who you want to pay and we'll write the check for you. Plus, you can:

  • Schedule one-time or recurring payments.
  • Track all payments current, future, past and cancelled.
  • Pay several bills at once using Express Payments.
  • Receive payment alerts via cell phone or e-mail.
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Paperless bank statements

Sign up for Citibank's free paperless statements and have your bank statement delivered online instead of by mail. The benefits? You can:

  • View your statement online.
  • Print it out anytime.
  • Order statements going back 7 years free.
  • Avoid lost or stolen statements.

We'll also send you an e-mail each month when your statement is ready for you to view.

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Online check images

There's no need to wait for your monthly statement when you can quickly access cleared checks online free.

  • Checks are available online the next business day after they're posted to your account.
  • You can view the front and back of your checks.
  • Printouts of check images are an accepted proof of payment..
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Extensive transfer services

Citibank offers online services that let you transfer funds almost anywhere:

  • Between linked accounts make real-time transfers between your linked Citibank accounts.
  • Inter Institution Transfers transfer funds between your Citi account and your accounts at other financial firms.
  • Citibank Global® Transfers transfer funds instantly to Citibank accounts in nearly two dozen countries.
  • Online Wire Transfers transfer funds to non-Citi accounts in the U.S. and abroad.
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E-mail and wireless alerts

Citibank's free alerts service delivers updates about all of your bank accounts and your linked Citi credit card to your cell phone or e-mail. Alerts can notify you about:

  • Balances see your current balance; learn when your balance reaches a certain amount.
  • Bill payments find out about cleared payments and insufficient funds.
  • Credit Cards see if a payment's past due or if you've exceeded your credit limit.
  • Cleared checks see which checks have cleared.
  • CDs get alerted when your CD is about to mature.
  • Deposits learn when new deposits are made.
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Worldwide ATM network

With your Citibank® Banking Card you can:

  • Get cash surcharge-free at any Citibank ATM and at the Citibank ATMs in more than 5,600 7-Eleven® stores.*
  • Also get cash at over 930,000 ATMs worldwide.
  • Make purchases at merchants displaying the Cirrus®, Maestro® and MasterCard® logos.

*The ATMs in 7-Eleven stores are not owned or operated by Citibank. Not all functions are available at all ATMs. 7-Eleven® is a registered trademark of 7-Eleven, Inc.

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Customer support 24/7

In addition to a wide range of online self-service features that help you manage your account, you can visit us at any Citibank Financial Center or call us 24/7 to get the assistance you need.

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Citi® Identity Theft Solutions

If youre ever a victim of identity theft, there's no need to panic. As a Citibank customer you automatically get free access to a team of specialists who will help you reestablish your credit and reclaim your life.

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Online Fraud Protection

As a Citibank client, you automatically receive free coverage that protects you against unauthorized funds transfers (EFTs) in your deposit accounts which include your checking, savings and, money market funds

SafeWeb is a service of Travelers Property Casualty Corp. For details, see the section entitled "Lost or Stolen Citibank Banking Cards and Unauthorized Electronic Transactions" in your Client Manual.

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Terms and conditions related to this account are available in the Client Manual and the Citibank Online Marketplace Addendum.

1 Fees charged by other institutions for your transactions on non-Citibank ATMs are beyond Citibank's control and are in addition to the fees listed here.
2 Separate enrollment of eligible checking account in ThankYou Network required. Enrollment and participation are subject to terms, conditions and restrictions. Participation limited to United States ("U.S.") citizens or resident aliens with a valid U.S. taxpayer identification number. Customer is responsible for taxes, if any. Monthly points for checking account relationship require customer to initiate minimum of one credit or debit to the account per statement cycle.
3 Citibank.com-Winner of the Keynote Q2 2008 Banker Scorecard.