About Citi at Work

How can Citi at Work bring more balance to your life? Citi at Work is an exclusive worksite banking program for Citi at Work Client Company employees that provides account access, information and financial solutions to where you spend most of your time: at work The goal of the Citi at Work program is to provide: Financial Education - to help you gain a firm grasp on your financial situation Savings and Discounts - so that you pay less in banking fees while managing your money better Incentives for Enrolling with Direct Deposit - providing you with immediate access to funds Better Work / Life Balance - a more enriching personal and financial life		Enroll in Citi at Work Step Open an Account You can open your Citibank Checking Account using one of these options: Apply Now Visit Your Local Financial Center To get started, make sure you have: 1. Social Security Number 2. Either a Valid Driver's License or a Valid State Identification Number We'll also ask you for standard information like name, address and phone number. Step Enroll in Direct Deposit Once your Checking Account is open, you can arrange for direct deposit through your company: Download Direct Deposit Form Once complete, you can give the form to your Human Resources department.

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NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

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