November 2000

How can you really be sure you're protected from Internet credit card theft? You can use your Click Citi^SM card. Citibank guarantees you'll have no liability for any unauthorized charges to your account so you can shop online with confidence.

Maybe you forgot that Grandpa gave up on golf, and you just bought him a new putter. Or you ordered a "sunshine yellow" sweater, and it arrived looking like a neon sign. If you ordered these things with your Click Citi card, returning them is no problem. Citibank helps ensure you'll be satisfied with what you buy online. We provide a money-back guarantee on most Internet purchases for up to 90 days.

Have you ever bought an item, then noticed it somewhere else for a lower price? When you shop with your Click Citi^SM account, it doesn't matter. If you buy something online and then see it advertised for less within 60 days, Citibank will make sure you receive a refund for the difference, for up to $1,000.

Things happen. That's why Citibank wants to protect the items you purchase online from all the mishaps of life. Citibank insures just about anything you purchase with your card against fire, theft and accidental damage.***

If you've ever broken a watch a week after the warranty ran out, you know how frustrating short warranties can be. Click Citi account holders are eligible to increase their U.S. manufacturer's warranties by an additional one to two years for most items purchased online.

To learn more about the advantages of shopping with your Click Citi^SM card, go to www.clickcredit.com.

	You'll receive a full 1% cash back on all new purchases made with your Click Citi Platinum Select card. This valuable benefit is hassle-free. The cash you earn will be credited automatically to your next billing statement.**

	You'll earn one AAdvantage mile for every dollar you spend on new purchases. AAdvantage miles do not expire, and you can earn up to 60,000 miles per calendar year with your Click Citi AAdvantage card. 1

* Price Protection, Satisfaction Guarantee and Extended Warranty are underwritten by Virginia Surety Company, Inc. Certain conditions, restrictions and exclusions apply.
** See terms and conditions of the Click Citi Platinum Select Cash Back Program; for more details, go to www.clickcredit.com.
*** Only available for Click Citi Platinum Select cardholders.

¹ See Terms and Conditions.