Citibank Terms and Conditions apply and are subject to change without prior notice. They are available upon request and on the website. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility in respect to the products and services provided by Umi Pearls. Offer not valid in conjunction with any other offer or promotion. Lifestyle outlets - Offer valid only in Abu Dhabi, Al Ain & Sharjah. Le Paris outlets - Offer valid only in Dubai