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Retirement Savings Plan
The difference between living a retired life and enjoying it.

As little as $100 per month
What you need to do:
Decide how much you want to invest based on your monthly savings and the nest-egg that you want to build for your retirement. Use our online calculator.
Invest as little as $100 per month or as much as $5000 per month.
Choose a Plan from as short a span of 3 years, all the way to a comprehensive 20 year Plan.
What you get:
Enjoy the flexibility to top up your regular monthly contributions with lump-sum amounts as and when you have surplus funds to invest.
The monthly amount you set aside will be invested in a CitiChoice Multi-Manager Fund that matches your profile. A CitiChoice Multi-Manager Fund is an actively managed fund that invests in several “best-of-breed” funds from leading global fund houses, viz. Citigroup Asset Management, Schroders, JP Morgan Fleming, Fidelity, etc. You can switch from one CitiChoice Multi-Manager Fund to another after the initial 3-year period.
As an added benefit, with the Citibank® Retirement Savings Plan, you automatically receive Personal Accident Insurance Cover for yourself with Family Guard* from ALICO General Insurance.
What you are charged:
The Citibank® Retirement Savings Plan has lower charges than most long-term investment Plans, thereby making your money work harder for you. Only 5% of your monthly contribution is used towards the Plan charges. (A fee of 5% of the total 3-year contribution amount up to a maximum of US$ 500 would be imposed for all cancellations within the first 3 years of the plan).

Answering your Queries:

Are you too young to plan for retirement?

How much is enough for the future?

And for how much time do I need to invest in this Plan?

So how do I create a plan to make our retirement life really comfortable?

What makes Citibank® Retirement Savings Plan unique?

Click here to start a Citibank® Retirement Savings Plan today.

Investment products are not bank deposits or obligations or guaranteed by Citibank® N.A., Citigroup Inc. or any of its affiliates or subsidiaries unless specifically stated. Investment products are not insured by government or governmental agencies. Investment and Treasury products are subject to Investment risk, including possible loss of principal amount invested. Past performance is not indicative of future results: prices can go up or down. Investors investing in investments and/or treasury products denominated in non-local currency should be aware of the risk of exchange rate fluctuations that may cause loss of principal when foreign currency is converted to the investors home currency. Investment and Treasury products are not available to U.S. persons. All applications for investments and treasury products are subject to Terms and Conditions of the individual investment and Treasury products.

*Citibank® Family Guard is a personal accident insurance plan underwritten and issued by American Life Insurance Company (ALICO) and is not an obligation of Citibank® N.A. Citibank® Family Guard is subject to ALICO Terms and Conditions. Citibank® N.A. will not be held responsible if any application/claim is rejected. Citibank® N.A. does not offer insurance advice or underwrite or issue insurance policies. Citibank® N.A. only provides customer support to the customer, receives payments from the customer and forwards them to ALICO. Premiums paid by the customer for this insurance plan are not a bank deposit or other obligation of, or guaranteed by Citibank® N.A., Citigroup or any of their affiliates and are subject to risks and possible loss of principal amount invested. Citibank® N.A. reserves the right to change the insurance company, which underwrites and issues the Citibank® Family Guard without prior notice to the customer. Citibank® Family Guard is optional and not a condition of any Citibank® N.A. product offered.

Regular Savings Plans - Online Calculators