Disclaimer: My Child Plan Terms and Conditions apply to My Child Plan, now made available through ALICO. ALICO insures Citibank, N.A. customers against loss covered by the policy, subject to and in accordance with the exceptions, limitations, provisions and forms therein contained. Citibank, N.A. is only a facilitator for enrolling the cardholder in this policy and provides customer support. Citibank, N.A. does not offer insurance advice or underwrite or issue insurance policies and will not be held responsible if any application or claim is rejected or the insurer cancels the insurance coverage. Citibank, N.A. on behalf of the customer, may negotiate the insurance cover in future with alternate insurance providers to ensure continued ongoing insurance protection for the customer after the expiration of the current policy. Citibank, N.A. reserves the right to change the insurer upon prior notice to the customer. The subsequent policy and terms and conditions will be appropriately sent to the customer at the time of this change. The My Child Plan is optional and not a condition of any credit card product offered.