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Loan on Phone


3 easy steps to your INSTANT Cash Loan from Citibank

- VISIT any conveniently located ATM to avail your Loan
- WITHDRAW Cash Loan amount from your Citibank Credit Card
- CALL us to convert your cash withdrawal into an Easy Installment Plan

Advantages:
Hassle free Cash Loan
Attractive interest rates as low as 18.68% p.a.
Repayment plan of up to 60 months

Points to remember:
This Cash Loan can be availed only on the cash advance limit of your Citibank Credit Card.
Cash withdrawal must be a single transaction of AED 1,000 and above to be booked into an Easy Installment Plan.
Cash withdrawal can be done only with a valid PIN. To create a cash withdrawal PIN, call our 24-Hour CitiPhone Banking Service on 04-311 4000.
Cash withdrawal amount can be converted into easy installments only on your intimation to CitiPhone Banking on the same day as the cash withdrawal transaction.
On intimation to CitiPhone Banking to convert your cash withdrawal into an Easy Installment Plan, the cash advance fees and cash interest charges will be reversed and the cash withdrawn will be converted into an Easy Installment Plan with applicable interest rate.

Click here to check eligibility

To avail of a Loan on Phone through a Manager's check, please click here
To avail of a Loan on Phone for payment of school fees, please click here


Calculate your installment

 Use our online calculator to calculate your Loan on Phone monthly payments.

Loan on Phone - Flat rate per month for tenors 3 months- 36 months: 1.1%
Flat rate per month for tenors 48 months - 60 months: 0.91%
Tenor in months 3 6 9 12 18 24 36 48 60
Reducing balance interest rate per annum 19.69 22.29 23.17 23.53 23.70 23.59 23.13 19.06 18.68

Calculate your installment:
Amount of purchase:  AED
Tenor in months:
Booking date:
Your credit card statement date:
 


For more information, call our 24-Hour CitiPhone Banking Service on +9714 311 4000 or SMS LOP to 2484 (CITI).


All loans are subject to bank's approval and at the sole discretion of Citibank, N.A. The loan amount approved will be part of the Credit Card limit. Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website. The offer is available on a best-effort basis and at the sole discretion of Citibank, N.A .Cash advance fee and cash interest will be applicable as per the schedule of fees and charges if you do not request the transaction to be booked into easy installments on the same day as cash withdrawal.