You have access to a hassle-free loan which requires no salary transfer and no income documents. You can convert a portion of the limit on your Citibank Credit Card to a loan which can be repaid over easy installments of up to 60 months and you earn rewards (Skywards Miles/Travel Pass Points/CitiDollars).
- No documentation required
- Attractive interest rates as low as 18.68% p.a.
- Repayment plan of upto 60 months
Upon approval your loan amount will be deposited into your Citibank Current or Checking account. Alternatively, you can opt to get a Manager’s Check to be couriered to your billing address.
Use our online calculator to calculate your Loan on Phone monthly payments.
Loan on Phone - Flat rate per month for tenors 3 months- 36 months: 1.1%
Flat rate per month for tenors 48 months - 60 months: 0.91%
Tenor in months
3
6
9
12
18
24
36
48
60
Reducing balance interest rate per annum
19.69
22.29
23.17
23.53
23.70
23.59
23.13
19.06
18.68
Calculate your installment:
For more information, call our 24-Hour CitiPhone Banking Service on +9714 311 4000 or SMS LOP to 2484 (CITI).
Loan On Phone is not applicable for Silver Basic Card. All loans are subject to bank's approval and
at the sole discretion of Citibank, N.A. The offer is available on
a best-effort basis. Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website. Minimum loan amount of AED 1,000. The loan amount approved will be a part of the Credit Card limit.
