Because there are times when you want to indulge, gives you a free hand. Like upgrading your home, that exquisite painting you must have, or that dream holiday you have set your heart on. No matter what you choose to splurge on, makes it an easy decision.
is an additional credit facility up to AED 18,000* above the existing spending limit on your Citibank Credit Card. It is extended in the form of a loan, which is paid back through monthly installments. It offers a hassle free solution to meet your financial needs with:
No processing fees
No security check requirement
Convenience of applying over the phone or through Citibank website and fax
Easy payment terms
Rewards (CitiDollars / Skywards Miles) on your monthly installments
*Eligibility, amounts and terms are subject to Citibank approval. The monthly InstaLoan Installments will be billed to the monthly Credit Card Statement and will be included in the Current Balance amount. Customers already enrolled in Credit Shield Plus enjoy coverage of the total outstanding amount on the Credit Card which includes associated products like InstaLoan. The Credit Shield Plus premium will be adjusted accordingly, subject to approval of the InstaLoan. Credit Shield Plus is an optional benefit and is not required to obtain or maintain a Credit Card or its associated products. Citibank Terms and Conditions and Fees & Charges apply and are subject to change without prior notice. For the current Terms and Conditions and Schedule of Fees & Charges, please click on the links provided below: Terms and Conditions Schedule of Fees & Charges
gives you a free hand. Like upgrading your home, that exquisite painting you must have, or that dream holiday you have set your heart on. No matter what you choose to splurge on, 
