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Easy Installment Plan

Enjoy the flexibility to convert your purchases on Citibank Credit Card to an Easy Installment Plan of up to 48 months. The Easy Installment Plan is available on retail transactions over AED 200. Get rewarded on each installment with Skywards Miles/Travel Pass Points/CitiDollars. So buy today, and pay later!

Apply now to pay your shopping bills in easy installments
To calculate Easy Installment plan, please click here.

Loan on Phone

You have access to a hassle-free loan which requires no salary transfer and no income documents. You can convert a portion of the limit on your Citibank Credit Card to a loan which can be repaid over easy installments of up to 48 months.

- No documentation required
- Attractive interest rates as low as 20.58% p.a.
- Repayment plan of upto 48 months

Upon approval your loan amount will be deposited into your Citibank Current or Checking account. Alternatively, you can opt to get a Manager’s Check to be couriered to your billing address.

Click here to apply now

To calculate Loan on Phone, please click here


is an additional credit facility up to AED 28,000 above the existing spending limit on your Citibank Credit Card. It is extended in the form of a loan, which is paid back through monthly installments. It offers a hassle free solution to meet your financial needs with:

Convenience of applying over the phone or through Citibank website and fax
Easy payment terms

To apply, please click here; OR

Call our 24-hour CitiPhone Banking Service on 04-311 4000
Frequently Asked Questions