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Get up to AED 3,250* in welcome offer value (Miles + Cash Back)
with a new Citi Credit Card!

(Exclusive online offer)

 
 

T&C’s Apply.
*Max welcome offer value shown includes the value of 25,000 Skywards Miles (AED 2,750) + AED 500 statement credit for Emirates Citibank Ultima. Bonus Skywards Miles are subject to full payment of Annual Membership Fee. Joining bonus statement credit is subject to minimum spend and is provided only to Citi Credit Card customers who apply/submit a lead directly via Citi website.

Credit Cards

Unlock a world of exciting benefits with Citi Credit Cards.

carrefour

Enjoy instant discounts once a month when using Carrefour app/website until 30th Sep 2024
Mastercard World Elite: AED 60 discount on eligible purchases of AED 300 or more, using code "MA60"
Mastercard World: AED 40 discount on eligible purchases of AED 250 or more, using code "MA40" Learn more.

talabat

20% instant discount (up to AED 14) on grocery and food orders twice a month on the Talabat app. Use promo code “MASTERCARD” at checkout. Learn more.

careem

Enjoy 6 Complimentary airport rides on Mastercard World Elite using code "MAUAE6" and 2 rides on Mastercard World using code "MAUAE2" in a year (up to AED 110 each) on the Careem app. Learn more.

careem

Priceless Specials (powered by the Entertainer)
Enjoy hundreds of Buy 1 Get 1 offers at merchants across food & drink, wellness, leisure and travel categories. Download the free Mastercard app to find out more.

careem careem

Credit Card Benefits

  • Earn up to 2.5 Skywards Miles per $ spend
  • Exclusive 100% Metal card + Skywards Silver Membership
  • 10,000 Skywards Miles annually upon payment of annual fee
  • Unlimited complimentary golf at some of the finest courses in the UAE

 

  • Annual membership fee: AED 3,000
  • Minimum monthly income: AED 36,750

Sign up offer

  • 25,000 Skywards Miles + AED 500 cash back
  • Offer is subject to payment of AMF and meeting min spend

 

Apply now

Learn more


Credit Card Benefits

  • Earn up to 1.25 Skywards Miles per $ spend
  • Complimentary golf once a month at some of the finest courses in the UAE
  • Enjoy a complimentary Valet Parking visit every month across the UAE
  • Your Skywards Miles can be used for your next trip, local hotel staycations, retail shopping & more

 

  • Annual membership fee: AED 800
  • Minimum monthly income: AED 18,000

Sign up offer

  • AED 500 cash back subject to min spend

 

Apply now

Learn more


Credit Card Benefits

  • Earn up to 1 Skywards Mile per USD spent
  • Access to over 1,100 airport lounges with the MasterCard Travel Pass app
  • Your Skywards Miles can be used for your next trip, local hotel staycations, retail shopping & more
  • Flat 30% off 2 movie tickets at VOX Cinemas every month

 

  • Annual membership fee: AED 400
  • Minimum monthly income: AED 12,000

Sign up offer

  • AED 150 cash back subject to min spend
  • No Annual Fee in Year 1

 

Apply now

Learn more

Citi Prestige Credit Card

(World Elite)

Citi Prestige® Credit Card

 

Credit Card Benefits

  • Transfer points to 12 partner airlines including Emirates, Etihad and Turkish airlines or redeem points for cash rebate
  • 4th night free at any hotel locally for staycations, or anywhere worldwide
  • Unlimited complimentary golf at some of the finest courses in the UAE
  • Enjoy 2 complimentary Valet Parking visits every month across the UAE

 

  • Annual membership fee: AED 1,500
  • Minimum monthly income: AED 30,000

Sign up offer

  • AED 750 cash back subject to min spend

 

Apply now

Learn more


Citi Premier Credit Card

(World Elite)

Citi Premier Credit Card

 

Credit Card Benefits

  • Transfer points to 12 partner airlines including Emirates, Etihad and Turkish airlines or redeem points for cash rebate
  • Access to over 1,100 airport lounges with the MasterCard Travel Pass app
  • Flat 30% off 4 movie tickets at VOX Cinemas every month
  • Complimentary golf once a month at some of the finest courses in the UAE

 

  • Annual membership fee: AED 750
  • Minimum monthly income: AED 15,000

Sign up offer

  • AED 500 cash back subject to min spend

 

Apply now

Learn more


Credit Card Benefits

  • Redeem points for cash rebate or travel related spend
  • No Annual Fee (Spend based)*
  • Access to over 1,100 airport lounges with the MasterCard Travel Pass app
  • Flat 30% off 2 movie tickets at VOX Cinemas every month

 

  • Annual membership fee: No Annual Fee (Spend based)*
  • Minimum monthly income: AED 8,000

Sign up offer

  • AED 150 cash back subject to min spend
  • No Annual Fee (Spend based)*

 

Apply now

Learn more

Credit Card Benefits

  • Automatic cash back with
    1. 3% on non-AED
    2. 2% on grocery
    3. 1% on all other spend
  • No minimum spend, No retail purchases excluded and No caps (up to monthly credit limit)
  • No Annual Fee (Spend based)*

 

  • Annual membership fee: No Annual Fee (Spend based)*
  • Minimum monthly income: AED 8,000

Sign up offer

  • AED 150 cash back subject to min spend
  • No Annual Fee (Spend based)*

 

Apply now

Learn more

Citi Ready Credit

(Titanium)

Citi Ready Credit

 

Credit Card Benefits

  • Get a higher credit limit, up to 6X your monthly income or AED 175,000, whichever is lower
  • Cash access up to 100% of your credit limit
  • Repay as per the monthly repayment schedule or repay all at once without any early loan settlement fee

 

  • Annual membership fee: AED 300
  • Minimum monthly income: AED 8,000

Sign up offer

  • Get instant cash at a special rate starting from 15%** per annum in your bank account anywhere within UAE
  • No Annual Fee (Spend Based)*

**T&Cs apply. 15% is annual rate and is applicable during the term of the 1st loan booked on Ready Credit Card within 1 month of card approval. Applicable only for new Citi customers.

Credit Card Benefits

  • No Annual membership fee
  • No late fee, cash advance fee or over limit fee - ever
  • 0% interest on balance transfers for 6 months

 

  • Annual membership fee: AED 0
  • Minimum monthly income: AED 5,000

Find the Credit Card that best meets your needs

Compare Cards

Citi Credit Card Members, find out what else to reward yourself

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What is Citi PayAll and Why Should I Use It?

Paying your expenses with a Credit Card is a smart way to spend money as it’s the best way to earn reward points, air miles, cash back and other perks. With Citi PayAll– a first-of-its-kind payment solution in the UAE – Credit Cardholders can turn their big payments into rewards that they can maximize over time.

Read more on Life & Money

Frequently Asked Questions

Frequently Asked Questions

Important

 

Missing the minimum payment due in any month and/or non-adherence to the bank’s Terms and Conditions may subject you to negative consequences and limit your ability to access further financing in the future, including but not limited to, late fee charges, a negative impact on your credit bureau rating, your card account going into arrears and/or collections measures which may include legal action and/or trigger all monies becoming due immediately. If you only make the minimum payment each month, you will pay more in interest and it will take you longer to pay off your outstanding balance.

Key Conditions

Click here for Welcome Offer Terms and Conditions

The welcome offer is applicable only to new Citi Credit Card customers who apply/submit a lead directly through Citi website. Applicants reaching Citi website through a web search advert or any third party link do not qualify.

Joining bonus Statement Credit will be credited within 45 days of meeting the minimum spend requirements below:

Product Joining Bonus Statement Credit Min spend to be achieved in 90 days
Emirates- Citibank Utima AED 500

AED 20,000

Citi Prestige AED 750
Emirates- Citibank Utimate

AED 500

AED 15,000

Citi Premier
Emirates-Citibank World

AED 150

AED 7,500

Citi Cash Back
Citi Rewards

 

Carrefour, talabat, Careem, Priceless Specials & Airport Lounge offers are provided by Mastercard. Citibank is not liable for any loss or inconvenience incurred by the cardholder due to operational / fulfilment issues or otherwise by 3rd parties.

Click here to view Carrefour offer T&C’s.

Click here to view Talabat offer T&C’s.

Click here to view Careem offer T&C’s.

5% Value Added Tax (VAT) applicable over and above the annual fee

*No annual fee in year 1. From year 2 onwards annual fee is waived unless a minimum annual spend of AED 9,000 is not met, in which case an annual fee of AED 300 applies (applicable for Citi Cash Back, Citi Rewards and Citi Ready Credit Cards)

*25,000 & 10,000 Bonus Skywards Miles for Emirates Citibank Ultima Credit Card will be given after payment of full Annual Membership Fee.

Citibank Terms and Conditions apply, are subject to change and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae/tnc. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A – UAE Branch. And makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities.

Click here to view fees and charges.