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Systematic Investment Plan
Regular savings. Powered by Citi.
A Systematic Investment Plan (SIP) is a simple, time-honored strategy designed to help you accumulate wealth by investing fixed amounts at regular frequency. This results in a disciplined investment strategy over the long term, which helps in planning a better financial future.
Investing into equity funds through an SIP route makes enormous sense for you. you would be amazed what you could achieve by setting aside a fixed sum of money regularly.
BenefitsHow to Apply
Powerful benefits of Systematic investment plan are
  • SIP inculcates and encourages a savings habit.
  • Power of Compounding. Remember the age-old adage "Time is money" - the clock is ticking and every day you postpone your investment decision, you are not allowing your money to make more money for you.
  • Dollar Cost Averaging - Anti Dote to Market Volatility. Investing systematically results in you buying fewer units when the equity markets are high and more units when the equity markets are low, thereby bringing down your average cost.
  • No Sentiments in Investments. Though, 'market timing' sounds fine in theory, it seldom works in practice." Remember, it's the time, NOT timing, which is the key to investing. SIP helps you avoid the common error of sentimentally investing larger amounts in bullish markets or smaller amounts during bearish markets.
  • Freedom & Flexibility - To build your SIP, you can choose from over 75 funds spread across 12 asset classes. Unlimited fund replacement options and no exit/surrender charges incase you wish to redeem your investments. Remember "Money saved is money earned".
  • Light on Wallet - With a monthly contribution of as little as USD 500 towards your SIP, you can easily include this without altering your monthly budgets/ financial allocations significantly. There is no need for committing large amounts of funds for investments. You can continue to maintain your lifestyle while making such small contributions towards building and securing your financial future.
Whatever your investment goal - retirement, children's education or marriage, asset purchase or just long term wealth creation, a Systematic Investment Plan can help you achieve these.
Disclaimer :
This website does not constitute any offer or solicitation to buy or sell. Investors should refer to the relevant offering document(s) for detailed information and applicable terms & conditions prior to subscription. Investment products are not bank deposits or obligations or guaranteed by Citibank N.A., Citigroup Inc. or any of its affiliates or subsidiaries unless specifically stated. Investment products are not insured by government or governmental agencies. Investment and Treasury products are subject to Investment risk, including possible loss of principal amount invested. Past performance is not indicative of future results: prices can go up or down. Investors investing in investments and/or treasury products denominated in foreign (non-local) currency should be aware of the risk of exchange rate fluctuations that may cause loss of principal when foreign currency is converted to the investors home currency. Investment and Treasury products are not available to U.S. persons. All applications for investments and treasury products are subject to Terms and Conditions of the individual investment and Treasury products. Customer understands that it is his/her responsibility to seek legal and/or tax advice regarding the legal and tax consequences of his/her investment transactions. If customer changes residence, citizenship, nationality, or place of work, it is his/her responsibility to understand how his/her investment transactions are affected by such change and comply with all applicable laws and regulations as and when such becomes applicable. Customer understands that Citibank does not provide legal and/or tax advise and are not responsible for advising him/her on the laws pertaining to his/her transaction. Citibank UAE does not provide continuous monitoring of existing customer holdings.
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