For Corporations

Citi Prepaid Services can help your company deliver consumer incentives that have a measureable impact. Highly-valued prepaid cards achieve dual programme goals: boost programme effectiveness and reduce programme costs. Our fully customised solutions create opportunities for innovative marketing and deeper customer relationships. As an early entrant in the prepaid category, Citi Prepaid Services has developed industry-leading consumer incentive solutions across every major industry, delivering measurable results for companies worldwide.

• Highly preferred rewards lead to greater programme participation.
• Lower per payment costs mean you increase top line volume while reducing bottom line expenses.
• Faster electronic payments increase customers' recognition of the source of rewards by removing the time lag between purchase and receipt of reward.
• Branding opportunities turn incentive programmes into fully integrated marketing platforms that allow your company to adjust messages to achieve desired results.

Citi Prepaid Services offers the ideal tools to run effective sales channel incentive programmes. Many companies encourage sales representatives to increase sales volume by offering costly incentives, but fail to reap the full benefits of offering such rewards. Our solution separates rewards from salary payments, delivering a distinct recognition of success.

• Highly preferred rewards lead to greater programme participation.
• Reward transparency means immediate recognition of the source of rewards in a multi-brand sales environment.
• Faster electronic payments increase sales motivation in fast-paced businesses.
• Flexibility allows instant restructuring of rewards to provide incentives for specific sales targets.
• Integration with company website for consistency of message.
• Branding opportunities turn incentive programmes into fully integrated marketing platforms that allow your company to adjust messages to achieve desired results.

With over $110 billion in annual sales and 60 million salespeople worldwide, direct selling companies require a commission payments strategy that will sustain intricate distributor networks. Citi Prepaid Services provides an electronic payments solution that effectively and responsibly supports a client's domestic and international expansion efforts. With Citi Prepaid Services, direct selling companies have access to a payment provider that which can re-energize current commission processes and introduce technologies to improve service to distributors.

• Faster electronic delivery transforms payments into powerful business drivers without changing commission structure.
• Minimized costs and risks associated with paying distributors on a global scale.
• Business building tools ensure distributor success.
• Integration with company website and "back office" for consistency of message.
• Branding opportunities turn promotional programmes into fully integrated marketing platforms that allow your company to adjust messages to achieve desired results.

Citi Prepaid Services makes it easier and more cost-effective to pay staff and employees. Our payroll solution eliminates paper cheques and cash payments, even in industries with high levels of "unbanked" employees. By migrating payroll to a completely electronic platform, organizations have access to an efficient, environmentally-friendly solution that provides employees better access to their funds.

• Reliable, disruption-free payroll delivery to your entire workforce on pay day.
• Elimination of cheques and inefficient payment methods for 100% electronic delivery.
• Better employee experience including flexible, immediate access to funds, guaranteed on-time payments, and elimination of cheque cashing costs.
• Reduced manual processes for greater operational and administrative efficiencies.

Citi Prepaid Services' employee rewards solution is the reward that pays you back. Enhancing performance is a critical component of every business and is directly impacted by incentive programmes. Provide your employees with the choice and convenience they deserve for outstanding performance. Our prepaid rewards programmes are more powerful than cheques, more motivating than merchandise and more memorable than cash.

• Highly preferred rewards lead to greater performance.
• Reward transparency offers immediate and lasting recognition of the source of rewards.
• Gift of choice means employees have the flexibility to use the reward according to their unique preferences.
• Trophy value provides a lasting reminder of outstanding performance.
• Reduced costs and simplified management through programme consolidation and outsourced customer service.

A growing number of insurance carriers benefit from the security and control that prepaid solutions offer over traditional forms of payments including cash, cheque and bank transfer. These advantages apply to the disbursement of all types of insurance payments within Property and Casualty and Life and Health. Citi Prepaid Services facilitate fast and reliable payments to claimants, improving the carrier's control, security and cost efficiencies in claims dispersal. In turn, claimants benefit from the immediate access to their funds with unmatched flexibility and acceptance.

• Reduced "daily carrying cost" through payment consolidation, elimination of duplicate payments and reduced instances of fraud.
• Improved claimant service including 24/7customer support, eliminated lost or late payments and greater purchasing power.
• Greater control means carriers can deliver payments in real time to qualifying claimants.
• Immediate fund access provides claimants a real benefit in emergency situations.
• Reduced costs and simplified management through programme consolidation and outsourced customer service.

• Property and casualty
• Accident and health
• Home owners and farm owners
• Workers' compensation
• Short/long term disability
• Emergency
• Auto repair
• Travel
• Claimant incentives
• Agent incentives
• and more

A growing number of industries are taking advantage of the widespread benefits that electronic payments provide over paper-based processes. As an early entrant in the prepaid category, Citi Prepaid Services has developed best practises across nearly every key industry segment.

• Airline including per diem payments for crew, passenger compensation for delays and canceled flights and more
• Automotive including sales personnel and consumer incentives and more
• Consumer Goods and Electronics including consumer rebates, product registration incentives and more
• Direct Selling including compensation and bonus payments
• Food Service including payroll, employee rewards and more
• Healthcare including provider payments, wellness incentives, disease management, sales incentives and more
• Higher Education including student refund and financial aid payments, payroll and more
• Insurance including claims disbursement, emergency payments, customer acquisition and loyalty payments, agent incentives and more
• Market Research including participant incentives and more
• Media including subscription incentives, customer acquisition and retention payments, referral rewards and more
• Pharmaceutical including medical trial payments, customer acquisition and retention payments, referral rewards, sales incentives and more
• Plasma including donor payments, customer acquisition and loyalty payments, payroll and more
• Retail including payroll, customer acquisition and loyalty payments, purchase incentives and more
• Staffing including payroll and more
• Telecommunications including customer acquisition and loyalty payments, rebate programmes, paperless bill pay and bill suppression incentives, sales incentives and more
• Utilities including energy efficiency rebates, consumer payments and account refunds, paperless bill pay and bill suppression, distributor/HVAC incentives, claims payments and more