POHJOLA BANK GROUP APPOINTS CITI TO PROVIDE GLOBAL CUSTODY

London, Helsinki, Hong Kong - September 16, 2009 – Citi announced today that its Global Transaction Services business has been awarded a new mandate from Pohjola Bank Group. The Finnish financial services company which provides banking, asset management and non-life insurance services, has appointed Citi to provide a range of global custody services.

In winning this significant appointment, Citi will provide global custody services to Pohjola Bank Group, globally. The mandate includes the safekeeping of assets and additional global custody services including performance measurement, compliance monitoring, investment administration and accounting. Furthermore, Pohjola Bank Group will have full access to Citi’s whole suite of Securities Services capabilities.

Dirk Jones, Head of Financial Institutions Client Sales Management, GTS, Citi, said, "Citi is extremely pleased to be providing global custody services to Pohjola Group Bank. Our custody services offer exceptional execution, global consistency and local market expertise in more than 92 markets. This win is demonstrative of our continued commitment to provide clients with innovative, steadfast and state of the art solutions and creates an opportunity to establish a long-term strategic partnership with Pohjola Bank."

Kirsi Sakki, Head of Custody, Pohjola Bank Group, said, "We are looking forward to developing a strong working relationship with Citi. As we continue to expand our global footprint and widen the scope of services, we look to Citi as a partner in growth and provider of innovative and efficient solutions, which will meet our special needs. For Pohjola and Citi this is great opportunity to widen normal global custody relationship to much deeper cooperation."

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About Citi
Citi, the leading global financial services company, has approximately 200 million customer accounts and does business in more than 140 countries. Through its two operating units, Citicorp and Citi Holdings, Citi provides consumers, corporations, governments and institutions with a broad range of financial products and services, including consumer banking and credit, corporate and investment banking, securities brokerage, and wealth management. Additional information may be found at www.citigroup.com or www.citi.com.

About Citi Global Transaction Services
Global Transaction Services, a division of Citi’s Institutional Clients Group, offers integrated cash management, trade, and securities and fund services to multinational corporations, financial institutions and public sector organizations around the world. With a network that spans more than 100 countries, Citi’s Global Transaction Services supports over 65,000 clients. As of the second quarter of 2009, it held on average $288 billion in liability balances and $11.1 trillion in assets under custody.

About Pohjola Bank Group
Pohjola Group is a Finnish financial services company providing banking, asset management and non-life insurance services. Pohjola is part of OP-Pohjola Group, the leading financial services group in Finland. OP-Pohjola Group is made up of independent member cooperative banks and the Group’s central institution, OP-Pohjola Group Central Cooperative, with its subsidiaries and closely related companies. With over four million customers, the Group provides an extensive range of banking, investment and insurance services.