This explains our cookie policy and online data gathering information
practices when you visit the Citi.com1. A list of the URLs covered by this policy is included
in the footnote below. This Online Data Policy may be modified in our sole
discretion at any time by changing the notice you see here. This Online Data
Policy is consistent with and remains subject to Privacy for Consumers at Citigroup.
Unless otherwise specified, the following terms do not apply to Smith Barney,
the web site of any other Citigroup company or any other web site, even
if such web site(s) are accessible through Citi.com.
Cookies
A cookie is a piece of information which a web server may place on your
computer when you visit a web site. Cookies are commonly used by web sites
to improve the user experience and have not been known to transmit computer
viruses or otherwise harm your computer. Many cookies last only through a
single session, or visit. Others may have an expiration date, or may remain
on your computer until you delete them.
How We Use Cookies
We use cookies for a number of purposes - for example, to maintain
continuity during a user session, to gather data about the usage of our
web site for research and other purposes, to store your preferences for
certain kinds of information and marketing offers, or to store a username
or encrypted customer identification number so that you do not have to
provide this information every time you return to our site.
Our cookies will track only your activity relating to our online promotions,
which may be located at our web site or the web sites of others, and your
online activity on our web site. They will not track your other internet
activity. Cookies set by us cannot be read by and are not shared with any
non-Citigroup web site, although we may share some of the cookie information
we gather with other Citigroup companies. Our cookies typically do not
gather personally identifiable information.
Cookie Filters
You can decide if and how your computer will accept a cookie by configuring
your preferences or options in your browser. However, if you choose to reject
cookies, you may not be able to use certain of our online services or web
site features.
Your browser software may contain a feature which is intended to notify you
of the cookie policies of the various web sites you visit. For example, the
Microsoft® Internet Explorer 6 browser software contained in Microsoft®
Windows® XP contains a version of such a cookie-filtering device, commonly
known as P3P. To learn more about P3P and how it may affect your online
experience go to www.w3.org/P3P. Citibank has attempted to make Citi.com
compatible with the P3P privacy filtering tool. However, P3P is still an evolving
standard and therefore, we are not responsible for any problems you experience
when using a P3P filter, or any discrepancies between the machine-coded statement
of our privacy policy which are read by the P3P tool and the human readable policy
which you see here and in the Privacy Notice of the Citigroup affiliate which
maintains your account. This Online Data Policy and your Citigroup affiliate's
Privacy Notice are the controlling documents to which you should refer if you
have questions about Citibank's privacy policies.
Cookies of Other Companies
We occasionally use other companies to set cookies on our web sites and gather
cookie information for us. In some cases we will also use another company to
operate web servers for our sites. We use the cookie information gathered by
these companies in the same manner as stated in the previous section. The
companies we use may not use these cookies for their own internal purposes
or share the information gathered with anyone other than Citibank, in
accordance with the terms of the contracts they have signed with us.
Because of the way in which P3P works, these companies must provide their
own human-readable and machine-coded privacy statements regarding the cookies
they set for us, or the web sites they operate for us. Because, as explained
above, P3P is still an evolving standard, we are not responsible for the
accuracy of such statements, any discrepancies between another company's
machine-coded and human readable statements or any problems you may experience
when using a P3P filtering tool.
General Website Practices
In addition to the information we collect from cookies, we also obtain information
which you provide to us online - for example, when you are doing your online
banking with us, when you use our tools and calculators or when you submit an
application or otherwise communicate with us. In some cases, we retain both the
cookie information and/or the information you provide to us online - for example,
to complete a transaction you requested or to keep historical records of your past
transactions. In other cases - for example, when you use our tools and calculators -
we only retain the cookie and/or online information you give us if you request us
to do so for your use in subsequent sessions.
Information sharing practices with affiliates and outside companies ar governed by
the Privacy Notice of the Citigroup entity which maintains your account. For more
information, please see the following:
| Citibank | Our Privacy Notice | |
| Smith Barney | Smith Barney Online Privacy Statement | |
| Citi Cards | Citi Cards Privacy Program |
1Citi.com is managed by Citibank, N.A. The web site enables online access to account information and transaction services for clients of Citibank. N.A. and Smith Barney and accepts applications for Citibank, N.A. and Citibank (South Dakota), N.A. ("Citi Cards"). The universal resource locator (URLs) that are included in the Citi.com site and are addressed in this disclosure are citi.com, myciti.com, citibank.com, citibankonline.com and web.da-us.citibank.com. This disclosure does not address how information is handled when provided to Smith Barney through any page that includes a "Citi Smith Barney" logo or has a URL of smithbarney.com nor the policy of any other affiliate or third party web site that may be linked to from citi.com, like citicards.com.