"From Penny to Pound" is the first program is addressed to primary school children and carried out as part of the integrated education system curriculum. The program is implemented in partnership with Fundacja Młodzieżowej Przedsiębiorczości (Junior Achievement Foundation Poland). It has been approved by the Ministry of Education and designed in accordance with the principles of early didactics.

Aim:
In a child's experience, beginnings of school education usually coincide with receiving
the first allowance from their parents. At this point children are confronted with the first consumer choices, which creates the need to prepare them to make rational and conscious financial decisions. It is also an important socialization stage, since being able to have money of their own (if only a small allowance) and spend it should add to the mutual trust between children and adults, teach them how to spend their money rationally and responsibly, and to accept the consequences of their decisions.

Details:
The program is composed of two parts:

1. Second-grade children take part in a five-day schedule of workshops, during which they travel across the Finance Galaxy and learn to recognize coins and bank notes, find out about earning and saving and learn about the impact of advertising on consumer choices and how to make rational purchases.

2. Third-graders receive a one-day workshop entitled "Grosikowe wędrówki (Penny Travels)".

The program is delivered by teachers and Citi Handlowy volunteers cooperating with the parents of young participants.
To deliver a program of this kind successfully, appropriate teaching materials should be provided for students, teachers and parents. Children receive a binder with day-by-day task cards and stick-in pictures plus other items related to each theme taught in the project.
Parents' participation is an important element of the program. Hence, materials designed especially for parents: notebooks with special "how your child saves" cards.
Teachers participating in the program receive a free set of innovative teaching and reference materials that are theirs to use in their future work with children and their parents.

In its first year the program reached 13,642 pupils and 24,500 parents, who assisted over 500 teachers in passing financial knowledge to their children.