| 24-Hour
CitiPhone Banking |
 |
| Metro
Manila |
|
|
995-9999 |
|
Metro Cebu |
|
234-9999 |
| From
Other Provinces |
|
(02)
995-9999 |
| From
Abroad |
|
+63
(2) 995-9999 |
|
|
Features
that Set your Citibank Card Apart
 |
It's
not just a credit card. It's preferential treatment, discounts
and benefits around the world. Wherever you travel, Citibank
World Privileges welcome Gold and Platinum cardmembers with
exclusive upgrades, offers and discounts at thousands of hotels,
restaurants, shops and more. |
|
Citibank: Confidence of acceptance and recognition
| |
Anywhere
in the world, you'll never feel lost with a Citibank Credit Card.
Accepted in over 29 million establishments in more than 300 countries,
you travel with the strength and authority that only Citibank can
provide. Plus, we give you an added convenience of billings and payments
in pesos. |
24-Hour Customer Service
| |
With
the 24-Hour CitiPhone Banking, bank transactions have never been this
easy. No need to rush to the bank before 3PM, no need to fall in line.
Just dial 995-9999 in Metro Manila, 234-9999 in Metro Cebu, (02) 995-9999
from other provinces or + 63 (2) 995-9999 from abroad and you may
start the transactions using your telephone. Please click here
for more information about CitiPhone. |
Easy Repayment Terms
| |
Citibank Credit
Card offers the easiest and most flexible payment terms. You have
the option to pay in full, or Total Amount Due multiplied by the
minimum required payment percentage and monthly Citibank PayLite
Installment Due, if any, or any amount in between. No interest charges
will be applied if you pay in full. However, if you choose not to,
you will be considered a "borrower" or a "revolver"
in which case interest is charged on all purchases of the previous
billing cycle plus all new purchases computed from posting date.
Computing interest is based on average daily balance (ADB), following
the prevailing market rates. Your Minimum Amount Due is the sum
of :
| a. |
Total
Outstanding Balance excluding overlimit and Payable Installment
Due, if any, multiplied by the required payment percentage determined
by the bank. |
| b. |
Monthly
Citibank PayLite Installment Due. |
| c. |
Any
amount in excess of your credit line. |
| d. |
All
past due amounts, if any. |
You pay the
sum of (a), (b), (c) and (d) or a minimum flat fee, whichever is
higher. The payment of this will immediately reduce your outstanding
balance.
|
High Credit Limit
| |
Your
Citibank Credit Card carries a high credit limit that provides flexible
purchasing power for your utmost enjoyment. This, combined with the
minimum payment percentage option provides you with the highest financial
flexibility.
When you apply for an additional Citibank Credit Card (you may qualify
if you have had your most recent Citibank Credit Card for at least
12 months) you will then be able to increase your credit limit. |
No Surcharge
| |
Essentials
are essential. Citibank waives surcharges on gas, groceries, and medicine. |
Credit Line Increase
| |
Because
your needs grow with your success, Citibank allows a generous increase
in your credit lines. Citibank Cardholders who have been members for
over a year and have maintained good credit standing may apply for
a credit line increase by:
| a. |
Calling
our 24-Hour CitiPhone Banking at 995-9999 in Metro Manila, 234-9999
in Metro Cebu, (02) 995-9999 from other provinces or + 63 (2)
995-9999 from abroad and request for a credit line increase.
(You may be asked to submit income documents.) |
| b. |
Writing
a letter to
CitiPhone Cards Acceptance
P.O. Box 3207, Makati Central Post Office,
1299 Makati City
(Your request will be subject to credit checking and payment
history.) |
| c. |
Simply
complete and print out the online
form and mail to:
Citibank Credit Acquisition Maintenance Unit
14th Floor, Citibank Square
1 Eastwood Avenue, Eastwood City
Libis, Quezon City 1110
Philippines
or fax it to us at (632) 995-5275 |
|
Rewards
| |
The more you
use your card, the more Rewards points you can earn through The
Citibank Rewards program. All purchases made using your Citibank Credit Card entitles you to Rewards points, at no extra cost. You
can then exchange these points for free items ranging from a wide
selection of home furnishings to entertainment to relaxation &
travel. Or you can use your points to get annual fee waivers or frequent flyer miles at partner airlines. The best thing is that enrollment is free.
So the more you use your card, the more rewards points you will
earn.
|
Citibank PayLite Installment Plan
| |
 Buy
those items you've been saving up for with Citibank PayLite Installment
Plan! The value feature that lets you stretch your budget longer through
light and easy monthly installments. Purchase any item worth at least P3,000 using your Citibank Credit Card at participating stores. Just
look for the Citibank PayLite sign! Choose your terms 3, 6, 9, 12,
18, or 24 light easy monthly installments at low add-on rates. |
Lost or Stolen Card
| |
Sometimes
the inevitable happens. Your card gets lost, or worse, stolen to be
used fraudulently. That is why Citibank has the Lost Card Protection
scheme. With a simple phone call to our 24-Hour
CitiPhone Banking at 995-9999 in Metro Manila, 234-9999 in Metro
Cebu, (02) 995-9999 from other provinces or + 63 (2) 995-9999 from
abroad, you are relieved of financial liabilities from fraudulent
use of your card from the time you report it lost. Plus, the phone
call will cue us to start processing your new card and making arrangements
so you can receive your card wherever you are. You may even request
for an emergency cash advance in case you need it. |
Citibank Photocard
| |
As
if owning a Citibank Credit Card is not prestigious enough, you have
the unique option to have your photo and signature displayed on your
card for that added prestige and security. You reduce the risk of
other people fraudulently using your card because your photo and signature
are electronically scanned and digitally imprinted on your card. If
you would like your credit card to be a Citibank Photocard, please
click here for Citibank's Photocard
Enrollment Form. |
International Services
| |
In
recognition of your mobile lifestyle, your Citibank Credit Card provides
you with a set of remarkable international and travel benefits. To
know more about Citibank's International Services, please click here. |
Most Comprehensive Travel Insurance Package
Free 30-day Purchase Protection
| |
Purchases
charged to your Citibank Credit card are protected from accidental
loss or physical damage within 30 days from date of purchase. Lost
of damaged items may be reimbursed up to P25,000 per item or P75,000
per event (if more than one item is lost or damaged in one event).
Purchase Protection also applies to purchases made anywhere in the
world for consumer durables such as appliances, and cameras.
For more information
on the terms of coverage, please call our 24-Hour CitiPhone. Other
terms and conditions may apply. |
Cash Advance
| |
A
Citibank Credit Card enables you to avail of cash advances from over
600,000 ATM's all over the world through BancNet and Megalink, MasterCard
Cirrus, VISA PLUS, and other associated networks of MasterCard and
VISA.
Over-the-counter transactions at financial institutions around the
world are also available (extra charges may apply). Service fees plus
finance charges are applied to cash advances computed from date of
cash advance. |
Supplementary Cards
| |
Your
immediate family members (maximum of seven; sixteen years and above)
can now enjoy the same benefits and privileges that the Citibank Credit
Card offers. Sharing your line of credit, your supplementaries can
now shop, travel, and dine in style using their Citibank Credit Card.
If
you would like to apply for additional supplementary cards (up to 7 supplementary cards per primary cardholder), please click here. |
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