optmenu = true;
optimgname = "images/r_menu.gif";
hidedivs = [ "DROPDOWN" ];	
		
optmenuarray[0] = new makeMenuArray("All About Credit", "#", "", "", "", "");
optmenuarray[1] = new makeMenuArray("Types of Credit", "about01.htm", "", "", "", 0);
optmenuarray[2] = new makeMenuArray("How Much Credit Can You Afford?", "about02.htm", "", "", "", 0);
optmenuarray[3] = new makeMenuArray("10 Tips For Good Credit", "about03.htm", "", "", "", 0);
optmenuarray[4] = new makeMenuArray("Applying For Credit", "about04.htm", "", "", "", 0);
optmenuarray[5] = new makeMenuArray("Maintaining Good Credit", "about05.htm", "", "", "", 0);
optmenuarray[6] = 0
optmenuarray[7] = 0
optmenuarray[8] = 0

optmenuarray[9] = new makeMenuArray("How Credit Cards Work", "#", "", "", "", "");
optmenuarray[10] = new makeMenuArray("Card Ownership", "ccwork01.htm", "", "", "", 9);
optmenuarray[11] = new makeMenuArray("Credit Limits", "ccwork02.htm", "", "", "", 9);
optmenuarray[12] = new makeMenuArray("Fees and Payments", "ccwork03.htm", "", "", "", 9);
optmenuarray[13] = new makeMenuArray("Account Balance vs. Minimum Payment", "ccwork04.htm", "", "", "", 9);
optmenuarray[14] = new makeMenuArray("Finance Charges", "ccwork05.htm", "", "", "", 9);
optmenuarray[15] = new makeMenuArray("Cash Advances", "ccwork07.htm", "", "", "", 9);
optmenuarray[16] = 0