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A few simple rules can help you build and maintain
a solid credit standing.
-
Pay at least the minimum payment due
on time every month.
-
Don't overextend yourself. Don't spend more than what you
can repay.
- Spend
as you earn. Don't borrow in anticipation of future earnings.
- Avoid
transferring balances unless you are really getting a
better interest rate.
- Notify
creditors when you move, so your bills will arrive on time
and you can pay on time. If you don't get your bill, you
are not excused from making the payment. Be aware of the
due dates of your loans or credit card and if you don't
receive a statement, call the customer service number listed
on a previous statement or credit card. The company can
tell you your minimum payment and where to make the
payment.
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