Loan Products

Short Term Financing

To service our client's short term funding needs, Citibank offers a variety of working capital financing facilities. In addition to standard Overdraft and Demand Finance products Citibank offers various types of short term loans and facilities which are tailored by our Relationship Manager to provide maximum value to clients by meeting their needs and capabilities.

Advance against Merchandise ("AM") Facility

We offer AM facility to facilitate stock purchases and fund receivables. Clients can draw funds as per need up to allocated limits.

Loans against Merchandise

Loans against Merchandise or Demand Finance is a short-term credit facility with fixed maturity. Repayment of the loan is structured to correspond with borrower's cash flows. Repayment can be bullet or in installments.