Pricing Options

Overview

Citibank offers you the option to choose a mark-up structure that suits your needs. we offer two types of pricing options:

Adjustable Rate (1 Year Floating Rate )

• For the current month, mark-up rate for 1-year floating rate on Mortgages is 15.44% - 17.94%*

• In the Adjustable Rate Home Loan, the mark-up rate of the loan is based on the 1 year Treasury Bill rate. The rate of mark-up is fixed for 12 months and subsequently revised every 12 months in line with the movement in the Treasury Bill rates, i.e. if the T-bill rates move down, your mark-up decreases and vice versa.

Flexi Fixed Rate ( 3 Year Floating Rate )

• For the current month, mark-up rate for 3-year Flexi-fixed rate on Mortgages is 19.01% - 21.01%*

• In Flexi fixed rate Home Loan, the markup rate is based on the 3-year PKRV rate. The markup rate is fixed for 36 months from the time of loan booking and subsequently revised 36 months in the line with the PKRV rate prevailing at the time of renewal of loan.
  

Monthly Installment Calculator

* Mark-up rate varies for different customer segments