Own a Home
		Owning A Home Was Never So Easy

Turn your dreams into reality. With Citibank's Own a Home you can purchase your own home on low monthly installments through a simple and hassle free process

Exciting Features

• Highest Loan Amounts
  You can avail a loan from Rs. 3 lacs to Rs. 2 crores to purchase the perfect home.
  
  
• Easy Monthly Installments
  You can pay back your loan in easy and affordable monthly installments spread over 3 to 20 years.
  
  Taking a Citibank Home Loan gives you the power to beat inflation. While on one hand, rising property prices will increase the value of your asset, on the other hand your income also keeps rising with inflation and the monthly installments keep reducing as a percentage of your income.
  
  Click here to know monthly installments for various loan amounts.

• High Loan to Values
  Citibank finances upto 80% of the loan against the value of the property.
  
  
• Free Pre-Approved Credit Card
  As a special offer for its valued customers, with every home loan that is booked, you get a pre-approved Credit Card with the annual fee waived for the 1st year. Now that's what we call value for money!
  

• Pricing
  Choose the mark-up rate that suits you best. We offer two different kinds of mark-up rates - the Adjustable Rate and Flexi Fixed Rate

• Flexible Payments
  Citibank Home Loans gives you the unique option of reducing your principal balance through partial and full pre-payments or through the step-up payment plan for a nominal fee. This will allow you to reduce your overall mark-up costs as and when you have access to additional funds.
  To find out more talk to your Relationship Manager .
  
  
• Clubbing of Spouses income
  To avail the facility of obtaining a higher loan amount, Citibank Home Loans offer you the option of adding your spouse's income to arrive at the maximum loan amount.
  
  
• Lowest Rates on Property and Life Insurance
  We have made special arrangements with major Insurance Companies that can provide you with very low and attractive Property and Life Insurance rates.
  
  
• Minimum Processing Fees
  We offer you your dream home at a minimal processing fee. Our panel of experts take care of legal and appraisal formalities. They strive to ensure that the property you are purchasing is at the right price and has proper documentation. Our process guide gives you the breakup of our processing fees.