Home Power
		Your Home is More Resourceful Than You Think..

Have you invested your life savings into your house? With Citibank s Home Power let your home finance your family's future..... Loans against residential property for furnishing or home improvement and financing of children's education.

Exciting Features

• Highest Loan Amounts
  You can avail a loan from Rs. 3 lacs to 60 lacs to suit your requirements
  
  
• Easy Monthly Installments
  You can pay back your loan in easy and affordable monthly installments spread over 1 to 10 years. However, loans for children's education have to be paid back in a maximum of 5 years.
  
  We offer loans against your residential property for the following purposes:
  
  • Fixed asset purchase for business
  • Education of children
  • Renovation of property
  • Wedding
  • Home furnishing
    
  Click here to know monthly installments for various loan amounts
  
  
  
• High Loan to Values
  Citibank finances upto 65% of the loan against the value of the property.
  
  
• Free Pre-Approved Credit Card
  As a special offer for its valued customers, with every home loan that is booked, you get a pre-approved Credit Card with the annual fee waived for the 1st year. Now that's what we call value for money!

• Pricing
  Choose the mark-up rate that suits you best. We offer two different kinds of mark-up rates - the Adjustable Rate and Flexi Fixed Rate .
  
  
• Flexible Payments
  Citibank Home Loans gives you the unique option of reducing your principal balance through partial and full pre-payments or through the step-up payment plan for a nominal fee. This will allow you to reduce your overall mark-up costs as and when you have access to additional funds.
  To find out more talk to your Relationship Manager .
  
  
• Clubbing of Spouse's income
  To avail the facility of obtaining a higher loan amount, Citibank Home Loans offer you the option of adding your spouse's income to arrive at the maximum loan amount.
  
  
• Lowest Rates on Property and Life Insurance
  We have made special arrangements with major Insurance Companies which can provide you with very low and attractive Property and Life Insurance rates.
  
  
• Minimum Processing Fees
  We offer you your dream home at a minimal processing fee. Our panel of experts take care of legal and appraisal formalities. They strive to ensure that the property you are purchasing is at the right price and has proper documentation. Our process guide gives you the breakup of our processing fees.