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Home Loan
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Home Maker
If you can't find your dream home we'll help you build one and furnish it too !

With Citibank Home Maker* loans, you can construct and furnish your ideal home.

Exciting Features

  • Highest Loan Amounts
    You can avail a loan from Rs. 3 lacs to Rs. 2 crores to purchase the perfect home.

  • Easy Monthly Installments
    You can pay back your loan in easy and affordable monthly installments spread over 3 to 20 years.

    Taking a Citibank Home Loan gives you the power to beat inflation. While on one hand, rising property prices will increase the value of your asset, on the other hand your income also keeps rising with inflation and the monthly installments keep reducing as a percentage of your income.
    Do you want to know what your monthly installment will be?.
  • High Loan to Values
    Citibank finances upto 80% of the loan against the value of the property.

  • Free Pre-Approved Credit Card
    As a special offer for its valued customers, with every home loan that is booked, you get a pre-approved Credit Card with the annual fee waived for the 1st year. Now that's what we call value for money!

  • Flexible Payments
    Citibank Home Loans gives you the unique option of reducing your principal balance through partial and full pre-payments or through the step-up payment plan for a nominal fee. This will allow you to reduce your overall mark-up costs as and when you have access to additional funds.

  • Clubbing of Spouse's income
    You and your spouse can both be part of making your dream come true.
    To avail the facility of obtaining a higher loan amount, we offer you the option of clubbing your spouse's income too!

  • Lowest Rates on Property and Life Insurance
    Our insurance team will provide you the peace of mind by helping you get property and life insurance from one of the major insurance companies which also has one of the lowest rates that exists in the market

  • Nominal Processing Fees
    We charge a small fee to process your application. We take care of all the legal and appraisal formalities. Our legal team will ensure that the property is free from all encumbrances. Our appraisal experts will assess the value of your property to ensure that you have not overpaid and that you get good value for your property. Our process guide gives you the breakup of our processing fees. For customers who belong to our Approved List of Companies we have a special offer on our processing fees, please contact CitiPhone on 111 222 222 for further details.
   

 

 


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