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Citi Mobilink credit card
Citibank Clear Card
Caltex Citibank Credit Card

 

Features & Benefits

Global Acceptability

All Billing In Pak Rupees The Power Of Revolving Credit Protection In Case Of An Eventuality
Cash Advance Worldwide Zero Loss Liability 24 - Hour Customer Services Equal Payment Plans*
Utility Bills Payment Supplementary Card Citibank Exclusive E-Banking
Citibank Rewards


Global Acceptability

Citibank Credit Card is acceptable at a rapidly growing network of outlets in Pakistan and at over 22 million establishments worldwide.

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All Billing In Pak Rupees

Whether you spend in US Dollars or in any other currency, all your billings will be in Pak Rupees.

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The Power Of Revolving Credit

You are only required to pay the monthly minimum payment amount specified (or any amount between the minimum payment and the current outstanding balance). Minimum payment amount due is as follows:
  1. You will only need to pay full amount of the bill if it is up to Rs. 200.
  2. In case your total billed amount is more than Rs. 200, then:
  • You will have to pay higher of Rs. 200 or 1.60% of the billed amount.
  • In addition to the above requirement, the following charges (all or those applicable) will also be a part of the total minimum due calculation and will have to be paid as part of the minimum due: Service Fee, monthly installment of a subscribed installment plan, any amount spent over and above your assigned credit limit, amount of the minimum payment due of the previous month’s bill not paid within the due date, Late Payment Fee and Returned Cheque Fee.
In case of minimum payment or any other partial payment of the outstanding amount, you will be required to pay such Service Fee/charges as specified by Citibank from time to time through the Schedule of Charges. You may pay in full and incur no Service Fee.

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Protection In Case Of An Eventuality

You can avail Credit Shield Plus protection plan designed to protect a Citibank Credit Cardmember from the liability of paying the outstanding amount on his account in case of temporary disability, permanent total disability, critical illness and natural or accidental death. In case of accidental death, an additional amount equal to the outstanding on your Credit Card will also be paid to the beneficiary nominated.

*Subject to Terms & Conditions as given in the Credit Card Terms & Conditions.

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Cash Advance Worldwide

Any amount up to 50% of the credit limit assigned against Citibank Credit Card is available as cash. Citibank Credit Card gives you easy access to cash at more than 700,000 shared ATMs, and financial institutions worldwide and at all Citibank branches in Pakistan.

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Zero Loss Liability

If your card is ever lost or stolen, we endeavor to replace it for you within 72 hours from the date the loss is reported to Citibank. Once you report to Citibank the loss or theft of your card according to the procedure prescribed in the Credit Card Terms & Conditions, you enjoy zero loss liability on fraudulent transactions made on your card after such reporting.

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24 - Hour Customer Services

A unique service that is available whenever you need it - 24 hours a day, 7 days a week, 365 days a year. Find out your card balance or redeem Reward Points any time of the day. For assistance please call CitiPhone on 111 222 222.

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Equal Payment Plan*

The Citibank Equal Payment Plan offers you convenience at your fingertips. With benefits such as no documentation and instant processing, you can avail the following by simply calling CitiPhone on 111 222 222.


Smart Installment Plan: Through the Citibank Smart Installment Plan, you can purchase items on your Citibank Credit Card and repay the amount in easy installments.
  • Convenience of paying back in 12, 18, 24 or 36 months
  • Charges apply on pre-mature settlement of amounts payable against the Smart Installment Plan as stated in the Schedule of Charges.
*The first and/or the last installment may vary from others.

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Utility Bills Payment

A Citibank Cardmember can pay utility bills not only for himself/herself but also for family and friends by calling CitiPhone and through Citibank Online.

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Supplementary Card

Share the benefits of your Citibank Credit Card with your dear ones. Now you can give a Citibank Supplementary Card(s) to anyone you want with the following added benefits:
  • You can set the credit limit on the Supplementary Card(s).
  • Give the Card to whoever you wish.
  • All Reward Points earned on the Supplementary Card go to the basic/primary Cardmember’s account.
  • You can issue up to 3 Supplementary Cards with the annual fee waived for the first year only.

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Citibank Exclusive

Please visit our website www.citibank.com.pk for current offers and privileges.

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E - Banking

Citibank Online: Get greater freedom and flexibility in managing day-to-day finances with the first simple-to-use Internet Banking service. With Citibank Online, you can pay your utility bills or view statements online and have access to a host of other services as well. It’s all at your fingertips and available round the clock. Log on now to Citibank Online

CitiAlert: Stay connected with your finances! With CitiAlert, you are informed of transactions on your credit card(s) and your supplementary credit card(s) via SMS and/or email. You also get a Statement due alert 8 days before payment due date reminding you of your payment date and minimum payment amount due.

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Citibank Rewards

Now your Citibank Credit Card earns you Rewards every time you use it!
  • Each time you use your Citibank Credit Card you are entitled to Reward Points.
  • One Reward Point is earned on every Rs. 50 spent on the Citibank Credit Card. On Citi Mobilink Credit Cards earn up to three Reward Points if spend is on Mobilink outlets, upto 5 Reward Points on Autopay, and earn up to two Reward Points for spend of Rs. 50 for other transactions.
  • On Citi Caltex Credit Cards, earn up to five Rewards Points if spend is on Caltex outlets.
  • Redeem these Points for the gifts of your choice - select from a wide variety of items from the Rewards Catalog.
  • As a Cardmember you are already enrolled in this program, and that's not all, Reward Points earned by your Supplementary Cardmembers will also be added to your Reward Points.
  • To obtain your Rewards Catalog or for an update on your Reward Points, call 24-hour CitiPhone Banking on 111 222 222 or redeem your Reward Points online at www.citibank.com.pk.
  • Reward Points vary for different Co-brand Cards, as specified in Co-brand brochures.

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