Investment risk and potential reward often go hand-in-hand.

• The greater the risk, the greater the reward potential
• The lower the risk, the lower your return is likely to be
• Different types of investments - stocks, bonds, money market funds - carry different risk/potential return ratios
• Different instruments within each category of investments also vary in their risk and potential for return.

Investors should be aware of the risks before investing. Remember, past performance is no guarantee of future results.