Retirement may seem like a very long time away. But to be able to enjoy a comfortable retirement and maintain or increase your present level of lifestyle, it's necessary to do some serious planning. The kind of financial stability that will allow you to travel or buy a second home can be achieved through smart investing.

Consider these facts:

• The traditional sources of retirement income may not generate the yearly income you'll need or want.
• It is easier to reach the level of security you desire if you start now. The longer you wait, the more it will take for you to arrive at your goal.

Citibank can help you invest your money now so that your golden years can be more comfortable, secure and enjoyable.

The way to fund your future prosperity

Invest regularly! Whatever your age, whatever your situation, don't delay.

What's more, investing systematically can benefit you over the long term. When you invest regularly,

• You're investing a fixed dollar amount each month, rather than buying a fixed number of shares
• Your average purchase price of shares adjusts, depending on the different prices you pay each month

Use the interactive investment calculators to determine how much you will need for your golden years of prosperity.