Estimate the amount of money you would have in the future. Amount you have set aside already  $   Amount you can set aside  $ Annually Quarterly Monthly Weekly Number of Years     Your assumed rate of return   %

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The results of this planning tool are hypothetical, based on the numbers and other information that you can enter. The more accurate your assumptions are, the more helpful the estimates will be. If you are planning to make periodic investments in mutual funds/unit trusts, in order to meet your goals, you should consider your financial ability to continue your investing over time, especially during periods of low securities prices. Investing in securities periodically does not assure profit and does not protect you against loss in declining markets.

This planning tool is designed to be helpful, but is not a substitute for professional tax, financial or legal advice. You may have specific needs or special situations which are not incorporated into the design of the tool. You should consult your tax or legal advisers for recommendations in these areas.

To find out how Citibank can help you to invest, send us your Personal Investment Profile or set an appointment with us at your convenience. Or call our  24-Hour CitiPhone Banking on (65) 224 5757.