PRODUCTS: > Checking Accounts > Savings Accounts >  Market Rate Account (MRA) >  Certificate of Deposit (CD) SERVICES: >  International Personal Banking >  A Trusted Name Around the World > Citibank® Online > Citibank® Banking Card > CitiPhone Banking® > CitiFax > International Personal Banking Financial  Centers > Wire Transfers RATES, NOTICES, TERMS & CONDITIONS: >  Client Manual - Consumer Account >  International Personal Banking Marketplace Addendum >  Amendment to Marketplace Addendum - Important Change to Citibank's Funds Availability Policy for Consumer Accounts (New York) - Effective: September 18, 2008 >  Amendment to Client Manual and Marketplace Addendum "Overdraft Protection" - Consumer Accounts - Effective: November 7, 2008 >  Summary of Changes to the Account Disclosures for your Citi International Personal Banking relationship >  International Personal Banking Rates >  Privacy Notice CERTIFICATION OF TAX STATUS: >  W-8BEN Certificate of Foreign Status of Beneficial Owner for United States Tax Withholding >  Instructions for Form W-8BEN >  W-9 Request for Taxpayer Identification Number and Certification - ENG >  Instructions for Form W-9 ENG