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Client is guaranteed a fixed return for a fixed period of time |

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CD may be linked to relationship accounts for premium pricing |

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Interest rate is based on CD term |

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Higher combined balances may allow for higher rates than would otherwise be available |

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Compounded daily interest can be capitalized or credited monthly to your access account |

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Automatic renewal and renewal notices provided |

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Ability to designate up to two beneficiaries |

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Minimum opening balance requirement of $10,000 |

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Deposits are FDIC insured (Rules and regulations apply) |