¹ The monthly acount keeping fee is charged on the last working day of the actual month.
² In that case only if the client has at least one account and it's keeping fee is charged
³ Once each year the bank is entitled to reclassify the client into the appropriate sales revenue category, and will inform the client immediately. Should the client debate the appropriateness of such reclassification, within 8 days from the receipt of the notification he may certify his net sales revenues from the preceding year appropriately. As appropriate certification of the net sales revenues of the preceding year the Bank accepts the original or attested copy of the annual report of the client. If the client did not respond to the notification of the Bank on his reclassification, it is deemed to be approved.
⁴ If the sum of the transaction fees charged for forint remittances and other fees under points 2.1, 2.2, 7.8, 7.9 would in the given month not reach HUF 15,000, the Bank will charge HUF 15,000.
* The present List of Conditions is applicable also for those customers who entered into a contract modification between 01/11/2003 and 31/03/2005 (hereinafter referred to as the "Recontracted Customers") upon the initiation of Citibank Rt - being the account keeping financial institution -, in connection with the change of Citibank Rt's integrated account keeping IT system and with the subject of change of the Customer's previous account number and other related conditions. The 1.5. of the present List of Conditions shall primary regulate the conditions applicable for the Recontracted Customers' account keeping. Should be a condition not regulated under section 1.5 than the general conditions of the present List of Conditions are applicable. The "List of Conditions for Recontracted Customers" shall cease to exist at the same time.
** valid from September 1 for new customers

² In the case of FX remittances further fees may be applied that would be assessed by other banks participating in the transaction. When giving order, the client may state whether the beneficiary or the remitter would bear these costs. The correspondent bank and the beneficiary's bank shall execute the FX standing orders with fully and properly filed exact and correct data through their systems without manual intervention. In order to file the proper FX standing order the following data shall be indicated on the order: IBAN (international) bank account number of the beneficiary or BBAN (inner bank account number in proper form), the SWIFT address and/or name, address code of the beneficiary's bank (hereinafter together: the data). In case the data are not fully and correctly provided to the Bank by the client and the Bank shall pay charge fees arising from the manual process to the banks mentioned above, the Bank is entitled to charge this types of costs which are not foreign bank costs and not transfer costs, on the client in case it is not the error of the Bank. The Bank shall not be obliged to verify the correctness and accuracy of any data provided by the client and shall not be liable for the late execution of the order caused by the incorrect or incomplete data provided by the client.

³ Based on our customer's request or if the transaction can not be executed.

⁴ Items executed and then withdrawn will be credited on the prevailing FX buying rate. Therefore the cancellation/withdrawal order could cause financial loss to the client, furthermore other bank(s) participating in the transfer may assess fees in respect of the cancellation, which the bank will charge on the client.

⁵ In the case of FX remittance the investigation fee assessed by the beneficiary bank will be charged by the Bank to the client.

⁶ In the case of forint remittance to abroad via the GIRO system, the Bank needs the GIRO account number of the beneficiary's bank with the correspondent bank in Hungary. In the case of forint remittance to abroad via the VIBER system, the Bank should be furnished with the address or the BIC code of the correspondent bank of the beneficiary's bank. In the absence of this, the Bank will execute the order with some delay.

*Documentary credit will be governed by leaflet no. 500 of the International Chamber of Commerce (ICC) titled "Uniform Customs and Practice for Documentary Credits", published in 1993.

¹The above conditions apply to L/Cs secured by cash collateral. If a credit line serves as collateral for the L/C, the Bank will charge a premium (expressed as a % p.a.) contained in the respective credit agreement.
²The Bank will transfer the documentary credit after the receipt of the relevant costs and commissions.