ANNOUNCEMENT

Athens, November 10, 2010.

As part of the continuous strengthening of its Global Markets business in Greece, Citibank announces that Mr. Andys Costopoulos is the new Head of Global Markets as from September 1st, 2010.

Mr. Andys Costopoulos previously held the position of Treasurer in the Agricultural Bank of Greece. Prior to this position, Mr. Costopoulos was working in Citi, as Head of Fixed Income Trading and after this as Head of Fixed Income Sales.

Mr. Costopoulos has a BA from the American Intercontinental University and and MBA from Citi University Business School.

Mr. Chris Vassiliades, Citi Country Officer Greece, stated the following on Mr. Costopoulos: “I am very pleased to have Mr. Costopoulos in Citi Greece. I am certain that his valuable experience combined with the long-standing and dynamic presence of Citi in Global Markets will contribute to the success of our goals for further business growth.”