Citibank announces the interest rates valid for September 2006.
A. LENDING RATES IN EURO
1. CITIBANK PRIME RATE: from 6,27% (August) to 6,38%
2. CITIBANK BASE RATE: from 7,27% (August) to 7,38%
3. CITIBANK BUSINESS RATE: from 9,77% (August) to 9,88%
4. SECURED MORTGAGE LOANS FOR PURCHASE / REPAIR:
a.WITH VARIABLE INTEREST RATE (linked to Euribor)
 from 15,000 – 119,900 euros 4,52% (August) to 4,58%
from 120,000 and above from 4,27% (August) to 4,33%
b. WITH FIXED INTEREST RATE FOR ONE YEAR 2,90%
c. WITH FIXED INTEREST RATE (for 3 years): 3,90%
d. WITH FIXED INTEREST RATE (for 5 years): 4,20%
e. FIXED INTEREST RATE (for 10 years): 4,50%
f. FIXED INTEREST RATE (for 15 years): 4,70%
g. FIXED INTEREST RATE (for 20 years): 5,10%
h. FIXED INTEREST RATE (for 25 years): 5,50%
5. HOME EQUITY LOANS WITH VARIABLE INTEREST RATE (linked to Euribor) for amounts
from 10,000 – 50,999 euros from 6,27% (August) to 6,33%
from 51,000 – 100,000 euros from 5,77% (August) to 5,83%
6. PERSONAL INSTALLMENT LOANS (FOR AMOUNTS 3.000 – 25.000 euros)
For repayment in 12 – 60 months 7,50% - 13,50%
7. PERSONAL INSTALLMENT LOANS FOR BALANCE
CONSOLIDATION OF OTHER CARDS AND LOANS 8,90%
THE BASIC LENDING RATES OF THE WORKING CAPITAL LOANS
IN FOREIGN CURRENCY, ARE:
US DOLLARS: from 7,96% to 7,87%
YEN: from 2,90% to 2,89%
ENGLISH POUNDS: from 7,34% to 7,55%
SWISS FRANCS: from 4,04% to 4,16%
The above-mentioned rates do not include the contribution of Law 128/75, which is to be added where necessary as provided by law.
B. DEPOSITS
|
Interest rate |
| CitiEasy II (New Current Account for card’s payment) |
|
| Over 15.000 |
0,10% |
| 10.000 – 15.000 |
2,50% |
| 500 – 10.000 |
3,00% |
| 0 – 500 |
0,00% |
|
|
| Gold Plus 12 (Savings account with tiered interest rates and monthly interest application)- amounts in Euros |
|
| Over 75.000 |
0,75% |
| 30.000 - 75.000 |
0,50% |
| 1.000 - 30.000 |
0,10% |
| 0- 1.000 |
0,00% |
|
|
| Citi-one (Current account for individuals with overdraft facility and interest applied in each bracket) |
|
| Over 30.000 |
0,25% |
| 1.000 - 30.000 |
0,10% |
| 0- 1.000 |
0,00% |
| Overdraft rate |
9,90% |
|
|
| Regular Savings Account (interest rate applied to each bracket separately) |
|
| Over 100.000 |
0,50% |
| 30.000 – 100.000 |
0,25% |
| 1.000 – 30.000 |
0,10% |
| 0 – 1.000 |
0,00% |
|
|
| Current Account for companies with tiered interest rates |
|
| Over 150.000 |
0,25% |
| 1.000 - 150.000 |
0,10% |
| 0 – 1.000 |
0,00% |
|
|
| Time deposits |
Negotiable |
For all accounts with tiered interest rates, the rate is applied to the entire amount of the deposit, whilst in the regular Savings account with interest rate applied to each bracket separately the rate is applied at the part of the deposit that responses to each bracket.
C. CITIBANK CARD RATES:
| CARD CATEGORY |
CARD TYPE |
RATE |
| Citibank VISA |
Silver |
16,75%* |
| Gold |
15,75%* |
| Citibank Platinum Visa |
12,80%* |
| Silver Vodafone |
16,75%* |
| Gold Vodafone |
15,75%* |
| Student Citibank Visa & Student Citibank Visa Vodafone |
16,75%* |
| Alico Citibank Visa Silver |
16,75%* |
| Alico Citibank Visa Gold |
15,75%* |
| Olympiakos Citibank Visa Silver |
15,80%* |
| Olympiakos Citibank Visa Gold |
15,50%* |
| Olympiakos Citibank Student Visa |
15,30%* |
| FIAT, ALFA ROMEO & LANCIA Visa |
16,25%* |
| Citibank MasterCard |
Classic |
16,75%* |
Basic Citibank MasterCard |
14,50%* for transactions >900€ annually.
In all other cases 16,50%*. |
| Citibank Gold MasterCard |
15,50%* |
| PAOK MasterCard |
15,80%* |
| PAOK MasterCard Gold |
15,50%* |
| *plus 0,6% tax levy of L.128/75 |
| Diners Club |
Diners Club, Diners Club-Vodafone, Diners Club Unicef, AEK-Diners |
15,30%* |
| *by paying 5% of the current balance |
|
