Citibank announces the interest rates valid for August 2005.
Á. LENDING RATES IN EURO
1. CITIBANK PRIME RATE: from 5,21% (previous month) to 5,23%
2. CITIBANK BASE RATE: from 6,21% (previous month) to 6,23%
3. CITIBANK BUSINESS RATE: from 8,71% (previous month) to 8,73%
4. SECURED MORTGAGE LOANS FOR PURCHASE / REPAIR:
a. WITH VARIABLE INTEREST RATE (linked to Euribor) from 3,80% (previous month) to 3,84%
b. WITH FIXED INTEREST RATE FOR ONE YEAR 2,90%
c. WITH FIXED INTEREST RATE (for 3 years): 4,90%
d. WITH FIXED INTEREST RATE (for 5 years): 4,90%
e. FIXED INTEREST RATE (for 15 years): 5,30%
5. HOME EQUITY LOANS WITH VARIABLE INTEREST RATE (linked to Euribor) for amounts
from 10,000 – 50,999 euros from 5,10% (previous month) to 5.14 %
from 51,000 – 100,000 euros from 4,60% (previous month) to 4.64 %
6. PERSONAL INSTALMENT LOANS (FOR AMOUNTS 3.000 – 25.000 euros)
a. For repayment in 12 months 7,50% - 8,50%
b. For repayment in 15-36 months 11,00%-11,50%
c. For repayment in 39-48 months 11,50%-12,00%
d For repayment in 48-60 months 12,00%-12,50%
7. PERSONAL INSTALMENT LOANS FOR BALANCE
CONSOLIDATION OF OTHER CARDS AND LOANS 8,90%
THE BASIC LENDING RATES OF THE WORKING CAPITAL LOANS
IN FOREIGN CURRENCY, ARE:
US DOLLARS: 6,16%
YEN: 2,55%
ENGLISH POUNDS: 7,19%
SWISS FRANCS: 3,24%
B. DEPOSITS
|
Interest rate |
Gold Plus 12
(Savings account with tiered interest rates and monthly interest application)- amounts in Euros |
|
| Over 75.000 |
0,75% |
| 30.000 - 75.000 |
0,50% |
| 1.000 - 30.000 |
0,10% |
| 0-1.000 |
0,00% |
|
|
| Citi-one (Current account for individuals with overdraft facility and interest applied in each bracket) |
|
| Over 30.000 |
0,25% |
| 1.000 - 30.000 |
0,10% |
| 0-1.000 |
0,00% |
| Overdraft rate |
12,50% |
|
|
| CitiEasy (New Current Account for card’s payment & payroll with tiered interest rates) |
|
| Over 15.000 |
0,10% |
| 10.000 – 15.000 |
2,00% |
| 500-10.000 |
2,50% |
| 0-500 |
0,00% |
|
|
Regular Savings Account
(interest rate applied to each bracket separately)
|
|
| Over 100.000 |
0,50% |
| 30.000 - 100.000 |
0,25% |
| 1.000 - 30.000 |
0,10% |
| 0 - 1.000 |
0,00% |
|
|
Current Account for companies with tiered interest rates
|
|
| Over 150.000 |
0,25% |
| 1.000 - 150.000 |
0,10% |
| 0 - 1.000 |
0,00% |
|
|
| Time deposits |
Negotiable |
For all accounts with tiered interest rates, the rate is applied to the entire amount of the deposit, whilst in the regular Savings account with interest rate applied to each bracket separately the rate is applied at the part of the deposit that responses to each bracket.
C. CITIBANK CARD RATES:
| CARD CATEGORY |
CARD TYPE |
RATE |
| Citibank VISA |
Silver |
16,50%* |
| Gold |
15,50%* |
| Citibank Platinum Visa |
12,80%* |
| Silver Vodafone |
16,50%* |
| Gold Vodafone |
15,50%* |
Student Citibank Visa &
Student Citibank Visa Vodafone |
16,50%* |
| Alico Citibank Visa Silver |
16,50%* |
| Alico Citibank Visa Gold |
15,50%* |
| Olympiakos Citibank Visa Silver |
15,80%* |
| Olympiakos Citibank Visa Gold |
15,50%* |
| Olympiakos Citibank Student Visa |
15,30%* |
| Citibank MasterCard |
Classic |
16,50%* |
| Basic Citibank MasterCard |
14,50%* for the first year and will remain under the condition that there will be transactions of
€ 900 annually. In all other cases 16,50%*. |
| Citibank Gold MasterCard |
15,50%* |
| *plus 0,6% tax levy of L.128/75 |
| Diners Club |
Diners Club,
Diners Club-Vodafone,
Diners Club Unicef, AEK-Diners |
14,80% by paying 10% of the current balance. |
|
